.guide-page,.guides-index__hero,.guides-index__list{background:var(--color-surface)}[data-guide-category=Save],[data-guide-category=Saving],[data-guide-category=Financial\ goals]{--guide-category-accent:var(--color-optiml-sky)}[data-guide-category=Invest],[data-guide-category=Investing],[data-guide-category="Saving and investing"]{--guide-category-accent:var(--color-optiml-blue)}[data-guide-category=Borrow],[data-guide-category=Borrowing]{--guide-category-accent:var(--color-optiml-pink)}[data-guide-category=Tax]{--guide-category-accent:var(--color-optiml-navy)}[data-guide-category=Economic],[data-guide-category=Economics]{--guide-category-accent:var(--color-optiml-orange)}.guide-page__hero,.guides-index__hero{padding:48px 0 36px}.guide-page__eyebrow,.guide-section__eyebrow{color:var(--color-action);letter-spacing:0;font-size:12px;font-weight:700}.guide-page__hero h1{color:var(--color-text);font-family:var(--font-optiml-sans);letter-spacing:-1.5px;max-width:820px;margin-top:16px;font-size:46px;font-weight:600;line-height:1.08}.guides-index__hero h1{font-size:var(--text-optiml-h1);letter-spacing:0;max-width:820px;margin-top:16px;font-weight:750;line-height:1.08}.guide-page__lead{color:color-mix(in srgb, var(--color-text-muted) 88%, var(--color-white));max-width:760px;margin-top:22px;font-size:17px;font-weight:400;line-height:1.6}.guide-page__standfirst{color:var(--color-text);font-family:var(--font-optiml-sans);width:100%;max-width:none;margin-top:28px;font-size:19px;font-weight:450;line-height:1.5}.guide-page__standfirst--after-image{margin-top:28px}.guide-page__hero-feature{width:100%;margin-top:0}.guide-page__hero-image{aspect-ratio:2;width:100%;margin:0;overflow:hidden}.guide-page__hero-image img{object-fit:cover;object-position:center bottom;width:100%;height:100%}.guide-page__hero-image[data-fit=contain]{aspect-ratio:auto;background:var(--color-surface-subtle)}.guide-page__hero-image[data-fit=contain] img{height:auto}.guide-page__opening{max-width:1040px;margin-top:36px}.guide-page__opening>p{color:var(--color-text);font-size:17px;line-height:1.7}.guide-page__hero-explainer{color:var(--color-text-muted);margin-top:30px;font-size:17px;line-height:1.7}.guides-index__hero>.container>p:last-child{color:var(--color-text-muted);font-size:var(--text-optiml-p1);max-width:760px;line-height:1.55}.guide-page__byline{border-block:1px solid var(--color-border);justify-content:space-between;align-items:center;gap:24px;margin-top:30px;padding-block:12px;display:flex}.guide-page__meta{color:var(--color-text-muted);flex-wrap:wrap;align-items:center;gap:10px;font-size:12px;font-weight:550;display:flex}.guide-page__meta i{background:var(--color-optiml-mid-grey);border-radius:50%;width:3px;height:3px}.guide-page__meta a{color:inherit;text-decoration:none}.guide-page__meta a:hover,.guide-page__meta a:focus-visible{color:var(--color-action)}.guide-page__layout{grid-template-columns:248px minmax(0,1fr);justify-content:start;gap:64px;padding-bottom:88px;display:grid}.guide-page__contents{align-self:start;position:sticky;top:56px}.guide-page__contents--desktop{border-top:0px solid var(--color-border);padding:4px 0 58px}.guide-page__contents-heading{justify-content:space-between;align-items:baseline;display:flex}.guide-page__contents-heading p{font-size:14px;font-weight:750}.guide-page__contents-heading span{color:var(--color-action);font-size:14px;font-weight:750}.guide-page__contents-progress{background:var(--color-border);height:2px;margin-top:14px;overflow:hidden}.guide-page__contents-progress span{background:var(--color-action);height:100%;transition:width .22s ease-out;display:block}.guide-page__contents--desktop ol{gap:3px;margin:18px 0 0;padding:0;list-style:none;display:grid}.guide-page__contents li,.guide-page__contents-mobile li{position:relative}.guide-page__contents-mobile li:before{background:var(--color-border);content:"";width:2px;position:absolute;top:0;bottom:0;left:3px}.guide-page__contents-mobile li:first-child:before{top:50%}.guide-page__contents-mobile li:last-child:before{bottom:50%}.guide-page__contents a,.guide-sources a{color:var(--color-text-muted);-webkit-text-decoration-color:color-mix(in srgb, var(--color-action) 40%, transparent);text-decoration-color:color-mix(in srgb, var(--color-action) 40%, transparent);text-underline-offset:3px;font-size:13px}.guide-page__contents-mobile a[aria-current=location]:before{background:var(--color-action);content:"";border-radius:50%;width:6px;height:6px;position:absolute;top:50%;left:1px;transform:translateY(-50%)}.guide-page__contents--desktop a{border-left:2px solid #0000;border-radius:0 4px 4px 0;grid-template-columns:26px minmax(0,1fr);align-items:center;gap:4px;width:100%;min-height:42px;padding:8px 10px;font-size:14px;line-height:1.35;text-decoration:none;transition:background-color .16s ease-out,border-color .16s ease-out,color .16s ease-out;display:grid}.guide-page__contents--desktop a>span{color:var(--color-optiml-mid-grey);font-size:12px;font-weight:550;transition:color .16s ease-out}.guide-page__contents--desktop a[aria-current=location]{background:color-mix(in srgb, var(--color-action) 7%, var(--color-white));border-left-color:var(--color-action);color:var(--color-action);font-weight:700}.guide-page__contents--desktop a[aria-current=location]>span{color:var(--color-action)}.guide-page__contents--desktop a:hover,.guide-page__contents--desktop a:focus-visible{background:var(--color-surface-subtle);color:var(--color-action)}.guide-page__contents--desktop a:focus-visible{outline:2px solid var(--color-action);outline-offset:2px}.guide-sources a:hover,.guide-sources a:focus-visible{color:var(--color-action)}.guide-page__contents-mobile{display:none}.guide-page__body{min-width:0}.guide-feature-image{aspect-ratio:2;max-width:720px;margin:0 auto 38px;overflow:hidden}.guide-feature-image img{object-fit:cover;object-position:center bottom;width:100%;height:100%}.guide-section__lead{color:var(--color-text);margin-top:0;font-size:19px;font-weight:600;line-height:1.6}.guide-section{padding-block:58px;scroll-margin-top:112px}.guide-section:first-child{padding-top:0}.guide-section+.guide-section{border-top:1px solid var(--color-border)}.guide-section--interlude{padding-block:58px}.guide-section--interlude .guide-insight,.guide-section--interlude .guide-warning{margin:0}.guide-section__heading{padding-block:0 var(--content-heading-gap);flex-direction:column;align-items:flex-start;gap:6px;display:flex}.guide-section__heading>span{color:var(--color-text);letter-spacing:.04em;align-items:center;gap:12px;margin:0 0 14px;font-size:.8125rem;font-weight:700;line-height:1;display:flex}.guide-section__heading>span:after{background:var(--color-action);content:"";opacity:.5;width:40px;height:1px}.guide-section__heading h2,.guide-tool__heading h2,.guide-next-step h2{font-size:28px;line-height:1.3}.guide-section__heading h2{color:var(--color-text);font-weight:600}.guide-subheading h3{color:var(--color-action);font-weight:600}.guide-tool__heading h2,.guide-next-step h2{margin-top:12px}.guide-section>p:not(.guide-section__eyebrow),.guide-next-step p:not(.guide-section__eyebrow){color:var(--color-text-muted);margin:0 0 36px;font-size:17px;line-height:1.7}.guide-section>p:last-child:not(.guide-section__eyebrow){margin-bottom:0}.guide-summary{border-block:1px solid var(--color-border);margin-top:34px;padding-block:24px}.guide-summary h2{color:var(--color-text);font-size:18px;font-weight:700}.guide-summary ul{margin:14px 0 0;padding:0;list-style:none}.guide-summary li+li{border-top:1px solid var(--color-border)}.guide-summary a{color:var(--color-text-muted);grid-template-columns:minmax(0,1fr) 18px;align-items:center;gap:24px;padding-block:13px;font-size:15px;line-height:1.55;text-decoration:none;display:grid}.guide-summary a svg{color:var(--color-action);width:17px;height:17px;transition:transform .16s ease-out}.guide-summary a:hover,.guide-summary a:focus-visible{color:var(--color-action)}.guide-summary a:hover svg,.guide-summary a:focus-visible svg{transform:translate(3px)}.guide-summary--hero{background:var(--color-surface-subtle);border-block:0;border-left:2px solid var(--color-optiml-orange);grid-template-columns:150px minmax(0,1fr);align-items:start;gap:30px;margin-top:36px;padding:20px 24px 20px 22px;display:grid}.guide-summary--hero h2{padding-top:11px;font-size:20px;font-weight:650;line-height:1.3}.guide-summary--hero ul{margin:0;display:block}.guide-summary--hero li,.guide-summary--hero li+li{border-bottom:1px solid var(--color-border);border-top:0}.guide-summary--hero li:last-child{border-bottom:0}.guide-summary--hero a{grid-template-columns:8px minmax(0,1fr) 18px;gap:14px;min-height:52px;padding-block:9px;font-size:15px}.guide-summary--hero a:before{background:var(--color-optiml-orange);content:"";border-radius:50%;width:6px;height:6px}.guide-summary--hero a>.animated-arrow{color:var(--color-action);height:12px;opacity:var(--products-menu-chevron-opacity);width:20px;transition:opacity .12s ease-out .18s;transform:none}.guide-summary--hero a:hover .animated-arrow__shaft,.guide-summary--hero a:focus-visible .animated-arrow__shaft{opacity:1;stroke-dashoffset:0}.guide-summary--hero a:hover>.animated-arrow,.guide-summary--hero a:focus-visible>.animated-arrow{opacity:1;transition-delay:0s;transform:none}.guide-summary--hero a:hover .animated-arrow__head,.guide-summary--hero a:focus-visible .animated-arrow__head{transform:translate(0)}.guide-subheading{margin-top:42px}.guide-subheading h3{font-size:21px;line-height:1.3}.guide-subheading p{color:var(--color-text-muted);margin-top:12px;font-size:17px;line-height:1.7}.guide-formula{margin:30px 0}.guide-section>.guide-formula:last-child{margin-bottom:0}.guide-formula__expression{border:1px solid var(--color-border);border-left:3px solid var(--color-action);color:var(--color-text);white-space:nowrap;align-items:center;gap:5px;max-width:100%;padding:30px;font-size:18px;font-weight:550;line-height:1.2;display:inline-flex;overflow-x:auto}.guide-formula[data-size=textual] .guide-formula__expression{padding:24px;font-size:15px;line-height:1.3}.guide-formula__expression sup{align-self:flex-start;margin-left:-3px;font-size:.72em;line-height:1;transform:translateY(3px)}.guide-formula__fraction{text-align:center;flex-direction:column;align-items:stretch;min-width:24px;line-height:1;display:inline-flex}.guide-formula__fraction span{padding:2px 5px}.guide-formula__fraction span:first-child{border-bottom:1px solid var(--color-text)}.guide-formula__explanation{color:var(--color-text-muted);margin-top:22px;font-size:16px;line-height:1.65}.guide-formula__explanation>p{color:var(--color-text);margin:0 0 8px}.guide-formula__explanation dl{margin:0}.guide-formula__explanation dl>div{grid-template-columns:18px minmax(0,1fr);gap:8px;display:grid}.guide-formula[data-size=textual] .guide-formula__explanation dl>div{grid-template-columns:132px minmax(0,1fr);gap:16px}.guide-formula__explanation dt{color:var(--color-text);font-weight:700}.guide-formula__explanation dd{margin:0}.guide-factor-strip{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:28px 0 36px;padding:0;list-style:none;display:grid}.guide-factor-strip:has(>li:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.guide-factor-strip:has(>li:nth-child(3):last-child){grid-template-columns:repeat(3,minmax(0,1fr))}.guide-factor-strip li{background:var(--color-white);border:1px solid var(--color-border);border-top:3px solid var(--color-action);min-width:0;padding:24px 22px 26px}.guide-factor-strip h3{color:var(--color-text);font-size:22px;font-weight:700;line-height:1.25}.guide-factor-strip p{color:var(--color-text-muted);margin-top:16px;font-size:16px;line-height:1.58}.guide-goal-map{margin:30px 0 36px}.guide-goal-map>ol{border-top:1px solid var(--color-border);margin:0;padding:0;list-style:none}.guide-goal-map>ol>li{border-bottom:1px solid var(--color-border);grid-template-columns:minmax(190px,.32fr) minmax(0,1fr);gap:36px;padding:28px 0 30px;display:grid}.guide-goal-map__heading>span{color:var(--color-action);text-transform:uppercase;margin-bottom:10px;font-size:12px;font-weight:800;line-height:1.3;display:block}.guide-goal-map__heading h3{color:var(--color-text);font-size:18px;font-weight:650;line-height:1.3}.guide-goal-map__details>p{color:var(--color-text-muted);margin:0;font-size:17px;line-height:1.58}.guide-goal-map__details>p>strong{color:var(--color-text);font-size:17px;line-height:1.35;display:block}.guide-goal-map__products{flex-wrap:wrap;align-items:center;gap:10px 12px;margin-top:20px;display:flex}.guide-goal-map__products>strong{color:var(--color-text);font-size:14px}.guide-goal-map__products ul{flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none;display:flex}.guide-goal-map__products li{background:color-mix(in srgb, var(--color-action) 9%, var(--color-white));color:var(--color-action);border-radius:4px;padding:8px 12px;font-size:13px;font-weight:650;line-height:1.3}.guide-cheque-style{gap:20px;margin:30px 0 36px;display:grid}.guide-cheque-style__item{background:var(--color-surface-subtle);border-left:2px solid var(--color-action);grid-template-columns:minmax(180px,.34fr) minmax(0,1fr);align-items:start;gap:30px;padding:24px 28px 24px 24px;display:grid}.guide-cheque-style__heading{align-self:start;position:relative}.guide-cheque-style__title{align-items:start;gap:6px;display:flex}.guide-cheque-style__heading h3{color:var(--color-text);font-size:19px;font-weight:700;line-height:1.3}.guide-cheque-style__info-tooltip>button{color:var(--color-action);border-radius:50%;justify-content:center;width:28px;height:28px;margin-block:-2px;padding:0}.guide-cheque-style__info-tooltip>button svg{width:20px;height:20px}.guide-cheque-style__info-tooltip .info-tooltip__content{width:min(360px,100vw - 32px);font-size:13px}.guide-cheque-style__content{min-width:0}.guide-cheque-style__introduction{color:var(--color-text-muted);margin:10px 0 0;font-size:14px;line-height:1.58}.guide-inline-tooltip{vertical-align:baseline;margin-inline:1px}.guide-inline-tooltip>button{color:inherit;text-underline-offset:3px;gap:3px;padding-inline:2px;-webkit-text-decoration:underline dotted;text-decoration:underline dotted}.guide-inline-tooltip>button svg{width:13px;height:13px}.guide-cheque-style__list{margin:0;padding:0;list-style:none}.guide-cheque-style__list li{border-bottom:1px solid var(--color-border);grid-template-columns:8px minmax(0,1fr);align-items:start;gap:14px;padding-bottom:16px;display:grid}.guide-cheque-style__list li+li{padding-top:16px}.guide-cheque-style__list li:last-child{border-bottom:0;padding-bottom:0}.guide-cheque-style__list li>span{background:var(--color-action);border-radius:50%;width:6px;height:6px;margin-top:8px}.guide-cheque-style__list h4{color:var(--color-text);font-size:15px;font-weight:700;line-height:1.4}.guide-cheque-style__list p{color:var(--color-text-muted);margin-top:5px;font-size:15px;line-height:1.6}.guide-cheque-style__note{border-top:1px solid var(--color-border);color:var(--color-text-muted);margin-top:20px;padding-top:18px;font-size:14px;line-height:1.58}.guide-takeaways{background:var(--color-surface-subtle);border-block:1px solid var(--color-border);margin-top:38px;padding:28px 30px 30px}.guide-takeaways h2{color:var(--color-action);font-size:21px;font-weight:600;line-height:1.25}.guide-takeaways ul{gap:13px;margin:20px 0 0;padding:0;list-style:none;display:grid}.guide-takeaways--no-heading ul{margin-top:0}.guide-takeaways li{color:var(--color-text-muted);grid-template-columns:18px minmax(0,1fr);align-items:flex-start;gap:12px;font-size:16px;line-height:1.55;display:grid}.guide-takeaways li svg{color:var(--color-action);stroke-width:2.5px;width:17px;height:17px;margin-top:3px}.guide-bullets{gap:8px;margin:0 0 30px;padding:0;list-style:none;display:grid}.guide-section>p+.guide-bullets{margin-top:-12px}.guide-bullets li{color:var(--color-text-muted);grid-template-columns:7px minmax(0,1fr);gap:10px;font-size:16px;line-height:1.6;display:grid}.guide-bullets li:before{background:var(--color-action);content:"";border-radius:50%;width:5px;height:5px;margin-top:10px}.guide-bullets strong{color:var(--color-text);font-weight:700}.guide-value-table__viewport{margin:-12px 0 30px;overflow-x:auto}.guide-value-table{border-collapse:collapse;table-layout:fixed;width:100%;min-width:680px;font-family:inherit}.guide-value-table tr{border-bottom:1px solid var(--color-border)}.guide-value-table th,.guide-value-table td{padding:18px;font-family:inherit;line-height:1.4}.guide-value-table thead th{background:var(--color-surface-subtle);border-top:3px solid var(--color-optiml-mid-grey);color:var(--color-text);text-align:right;font-size:16px;font-weight:700}.guide-value-table thead th:first-child{text-align:left;border-top-color:#0000;width:25%}.guide-value-table thead th:not(:first-child){width:25%}.guide-value-table tbody th{background:var(--color-surface-subtle);color:var(--color-text-muted);text-align:left;font-size:15px;font-weight:650}.guide-value-table td{color:var(--color-text);text-align:right;white-space:nowrap;font-size:18px;font-weight:700}.guide-value-table [data-tone=primary]{background:color-mix(in srgb, var(--color-optiml-sky) 10%, var(--color-white))}.guide-value-table thead [data-tone=primary]{border-top-color:var(--color-optiml-sky);color:var(--color-action)}.guide-value-table [data-tone=positive]{background:var(--color-good-bg);color:var(--color-good)}.guide-gross-aer-frequency{margin-top:4px}.guide-gross-aer-frequency__controls{grid-template-columns:minmax(160px,.42fr) minmax(300px,1fr);align-items:end;gap:36px;max-width:700px;display:grid}.guide-gross-aer-frequency__rate{gap:8px;display:grid}.guide-gross-aer-frequency__rate>label{color:var(--color-text-muted);font-size:13px;font-weight:500;line-height:1.3}.guide-gross-aer-frequency__rate>div{grid-template-columns:minmax(180px,1fr) auto;align-items:center;gap:22px;display:grid}.guide-gross-aer-frequency__rate output{color:var(--color-text);min-width:88px;font-size:28px;font-weight:650;line-height:1}.guide-gross-aer-frequency__table{border-collapse:collapse;border-top:1px solid var(--color-text);table-layout:fixed;width:100%;margin-top:30px}.guide-gross-aer-frequency__frequency-column{width:24%}.guide-gross-aer-frequency__times-column{width:13%}.guide-gross-aer-frequency__aer-column{width:18%}.guide-gross-aer-frequency__interest-column{width:25%}.guide-gross-aer-frequency__difference-column{width:20%}.guide-gross-aer-frequency__table th,.guide-gross-aer-frequency__table td{border-bottom:1px solid var(--color-border);color:var(--color-text-muted);text-align:left;vertical-align:top;padding:24px 26px 24px 0;line-height:1.58}.guide-gross-aer-frequency__table tr>:first-child{padding-left:0}.guide-gross-aer-frequency__table tr>:last-child{padding-right:0}.guide-gross-aer-frequency__table thead th{color:var(--color-text-muted);padding:15px 22px 15px 0;font-size:13px;font-weight:650;line-height:1.35}.guide-gross-aer-frequency__table thead th:nth-child(2),.guide-gross-aer-frequency__table tbody td[data-column=times]{text-align:center}.guide-gross-aer-frequency__table thead th:nth-child(3),.guide-gross-aer-frequency__table tbody td[data-column=aer],.guide-gross-aer-frequency__table thead th:nth-last-child(-n+2){text-align:right}.guide-gross-aer-frequency__table tbody th{vertical-align:top;padding:24px 26px 24px 0}.guide-gross-aer-frequency__table tbody th strong{color:var(--color-text);font-size:16px;font-weight:700;line-height:1.32;display:block}.guide-gross-aer-frequency__frequency{align-items:center;gap:5px;display:flex}.guide-gross-aer-frequency__tooltip>button{color:var(--color-action);border-radius:50%;justify-content:center;width:24px;height:24px;padding:0}.guide-gross-aer-frequency__tooltip>button svg{width:17px;height:17px}.guide-gross-aer-frequency__tooltip .info-tooltip__content{width:min(340px,100vw - 32px)}.guide-gross-aer-frequency__table tbody td{font-size:14px}.guide-gross-aer-frequency__table tbody td>strong{color:var(--color-text);letter-spacing:0;white-space:nowrap;font-size:30px;font-weight:650;line-height:1}.guide-gross-aer-frequency__table tbody td[data-tone=highlight]>strong{color:var(--color-action)}.guide-gross-aer-frequency__table tbody td[data-column=interest],.guide-gross-aer-frequency__table tbody td[data-column=difference]{text-align:right}.guide-gross-aer-frequency__table tbody td[data-column=interest]>strong{font-size:18px;font-weight:600}.guide-gross-aer-frequency__table tbody td[data-column=difference]>strong{color:var(--color-good);font-size:16px;font-weight:650}.guide-gross-aer-frequency__table tbody td[data-column=difference]>strong[data-zero=true]{color:var(--color-text-muted);font-weight:500}.guide-value-table thead [data-tone=positive]{border-top-color:var(--color-good)}.guide-value-table__viewport+.guide-subheading{border-left:3px solid var(--color-optiml-sky);margin-top:32px;padding:2px 0 2px 20px}.guide-value-table__viewport+.guide-subheading h3{color:var(--color-text);font-size:18px}.guide-value-table__viewport+.guide-subheading p{margin-top:8px;font-size:16px;line-height:1.65}.guide-numbered-flow{margin:38px 0 44px}.guide-numbered-flow ol{grid-template-columns:1fr 1fr 1.1fr;column-gap:52px;margin:0;padding:0;list-style:none;display:grid}.guide-numbered-flow li{min-width:0;display:flex;position:relative}.guide-numbered-flow li:not(:last-child):before{content:none}.guide-numbered-flow li:not(:last-child):after{background:var(--color-action);content:"";border:0;width:28px;height:14px;display:block;position:absolute;top:50%;right:-40px;transform:translateY(-50%);-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 28 14' fill='none' stroke='%23000' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M1 7h25M20 1l6 6-6 6'/%3E%3C/svg%3E") 50%/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 28 14' fill='none' stroke='%23000' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M1 7h25M20 1l6 6-6 6'/%3E%3C/svg%3E") 50%/contain no-repeat}.guide-numbered-flow article{background:var(--color-white);border:1px solid var(--color-border);flex-direction:column;flex:1;min-height:0;padding:24px 22px 26px;display:flex}.guide-numbered-flow__header{align-items:center;gap:12px;margin:0 0 16px;display:flex}.guide-numbered-flow__number{border:1.5px solid var(--color-action);color:var(--color-action);border-radius:50%;flex:none;justify-content:center;place-items:center;width:28px;height:28px;font-size:13px;font-weight:700;line-height:1;display:grid}.guide-numbered-flow h3{color:var(--color-text);letter-spacing:0;margin:0;font-size:17px;font-weight:700;line-height:1.25}.guide-numbered-flow p{color:var(--color-text-muted);margin:0;font-size:15px;line-height:1.58}.guide-numbered-flow__value{color:var(--color-text-muted);letter-spacing:0;white-space:nowrap;margin:0 0 10px;font-size:18px;font-weight:600;line-height:1.2;display:block}.guide-numbered-flow li[data-tone=highlight] article{background:color-mix(in srgb, var(--color-action) 7%, var(--color-white));border-color:color-mix(in srgb, var(--color-action) 24%, var(--color-border));box-shadow:0 8px 24px -14px color-mix(in srgb, var(--color-action) 60%, transparent)}.guide-numbered-flow li[data-tone=highlight] .guide-numbered-flow__number{background:var(--color-action);color:var(--color-white)}.guide-numbered-flow+p{margin-top:0;padding-top:32px}.guide-circular-process{margin:36px 0 40px;position:relative}.guide-circular-process ol{grid-template-rows:auto 96px auto;grid-template-columns:minmax(0,1fr) 96px minmax(0,1fr);gap:0;margin:0;padding:0;list-style:none;display:grid}.guide-circular-process li{background:var(--color-surface-subtle);border:1px solid var(--color-border);border-top:3px solid var(--color-action);min-height:158px;padding:22px 24px;position:relative}.guide-circular-process li:first-child{grid-area:1/1}.guide-circular-process li:nth-child(2){grid-area:1/3}.guide-circular-process li:nth-child(3){grid-area:3/3}.guide-circular-process li:nth-child(4){grid-area:3/1}.guide-circular-process__heading{align-items:center;gap:12px;display:flex}.guide-circular-process__heading>span{border:1.5px solid var(--color-action);color:var(--color-action);border-radius:50%;flex:none;place-items:center;width:30px;height:30px;font-size:13px;font-weight:700;display:grid}.guide-circular-process h3{color:var(--color-text);font-size:17px;font-weight:700;line-height:1.3}.guide-circular-process li>p{color:var(--color-text-muted);margin:14px 0 0;font-size:15px;line-height:1.58}.guide-circular-process__arrow{color:var(--color-action);stroke-width:1.6px;width:28px;height:28px;position:absolute}.guide-circular-process li:first-child .guide-circular-process__arrow{top:50%;right:-62px;transform:translateY(-50%)}.guide-circular-process li:nth-child(2) .guide-circular-process__arrow{bottom:-62px;left:50%;transform:translate(-50%)}.guide-circular-process li:nth-child(3) .guide-circular-process__arrow{top:50%;left:-62px;transform:translateY(-50%)}.guide-circular-process li:nth-child(4) .guide-circular-process__arrow{top:-62px;left:50%;transform:translate(-50%)}.guide-circular-process figcaption{background:var(--color-white);border:1px solid color-mix(in srgb, var(--color-action) 32%, var(--color-border));color:var(--color-action);text-align:center;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;gap:6px;width:88px;height:88px;padding:12px;font-size:11px;font-weight:700;line-height:1.2;display:flex;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.guide-circular-process figcaption svg{stroke-width:1.8px;width:22px;height:22px}.guide-route-choices{margin:8px 0 12px}.guide-route-choices__prompt{color:var(--color-text);margin:0 0 18px;font-size:17px;font-weight:700;line-height:1.35}.guide-route-choices__flow{gap:12px;display:grid}.guide-route-choices article{background:var(--color-white);border:1px solid var(--color-border);border-left:3px solid var(--color-action);grid-template-columns:minmax(170px,1fr) 42px minmax(145px,.8fr) 42px minmax(210px,1.2fr);align-items:stretch;min-width:0;display:grid}.guide-route-choices__source{align-items:center;gap:14px;min-width:0;padding:20px;display:flex}.guide-route-choices__source>span{background:color-mix(in srgb, var(--color-action) 9%, var(--color-white));border:1px solid color-mix(in srgb, var(--color-action) 22%, var(--color-border));color:var(--color-action);border-radius:50%;flex:none;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.guide-route-choices__source svg{stroke-width:1.8px;width:20px;height:20px}.guide-route-choices__source small,.guide-route-choices__action small,.guide-route-choices__outcome small{color:var(--color-text-muted);text-transform:uppercase;font-size:10px;font-weight:750;line-height:1.2;display:block}.guide-route-choices__source h3{color:var(--color-text);margin-top:4px;font-size:18px;font-weight:700;line-height:1.3}.guide-route-choices__connector{color:var(--color-action);justify-content:center;align-items:center;display:flex;position:relative}.guide-route-choices__connector:before{background:color-mix(in srgb, var(--color-action) 36%, var(--color-border));content:"";height:1px;position:absolute;top:50%;left:0;right:0}.guide-route-choices__connector svg{stroke-width:2px;background:var(--color-white);z-index:1;width:16px;height:16px;position:relative}.guide-route-choices__action{background:color-mix(in srgb, var(--color-optiml-sky) 8%, var(--color-white));align-content:center;gap:6px;min-width:0;padding:18px 16px;display:grid}.guide-route-choices__action strong{color:var(--color-action);font-size:16px;font-weight:700;line-height:1.35}.guide-route-choices__outcome{background:color-mix(in srgb, var(--color-action) 5%, var(--color-white));grid-template-columns:34px minmax(0,1fr);align-content:center;gap:4px 12px;min-width:0;padding:18px 20px;display:grid}.guide-route-choices__outcome>span{color:var(--color-action);grid-row:1/span 2;justify-content:center;align-items:center;display:flex}.guide-route-choices__outcome>span svg{stroke-width:1.8px;width:22px;height:22px}.guide-route-choices__outcome strong{color:var(--color-text);margin-top:4px;font-size:17px;font-weight:700;line-height:1.25;display:block}.guide-route-choices__outcome>p{color:var(--color-text-muted);grid-column:2;margin:2px 0 0;font-size:13px;line-height:1.45}.guide-section--numbered-flow{--g-ink:var(--color-text);--g-muted:var(--color-text-muted);--g-line:var(--color-border);--g-card:var(--color-white);--g-accent:var(--color-action);--g-accent-ink:var(--color-white);--g-tint:color-mix(in srgb, var(--color-action) 7%, var(--color-white));--g-tint-line:color-mix(in srgb, var(--color-action) 24%, var(--color-border));color:var(--g-ink)}.guide-section--numbered-flow .guide-section__heading+p{color:var(--g-muted);max-width:none;margin:0 0 36px;font-size:1.125rem;line-height:1.6}.guide-section--numbered-flow .guide-numbered-flow{margin:0}.guide-coverage-limits{margin-top:-2px}.guide-coverage-limits table{border-collapse:collapse;border-top:1px solid var(--color-text);table-layout:fixed;width:100%}.guide-coverage-limits th,.guide-coverage-limits td{text-align:left;vertical-align:top;font-family:inherit}.guide-coverage-limits thead tr,.guide-coverage-limits tbody tr{border-bottom:1px solid var(--color-border)}.guide-coverage-limits thead th{color:var(--color-text-muted);padding:15px 22px 15px 0;font-size:13px;font-weight:650;line-height:1.35}.guide-coverage-limits thead th:first-child,.guide-coverage-limits tbody th{width:25%}.guide-coverage-limits thead th:nth-child(2),.guide-coverage-limits tbody td:first-of-type{width:32%}.guide-coverage-limits thead th:last-child,.guide-coverage-limits tbody td:last-child{width:43%;padding-right:0}.guide-coverage-limits tbody th{color:var(--color-text);padding:24px 26px 24px 0;font-size:16px;font-weight:700;line-height:1.32}.guide-coverage-limits tbody td{color:var(--color-text-muted);padding:24px 26px 24px 0;font-size:14px;line-height:1.58}.guide-coverage-limits tbody td>strong{color:var(--color-action);font-size:clamp(24px, calc(46px - (var(--guide-coverage-limit-length,8) * 1.5px)), 32px);font-variant-numeric:normal;letter-spacing:0;white-space:nowrap;font-weight:650;line-height:1;display:block}.guide-coverage-limits tbody td>span:not(.guide-coverage-limits__mobile-label){max-width:24ch;margin-top:7px;display:block}.guide-coverage-limits tbody td>p{color:var(--color-text-muted);font-size:inherit;line-height:inherit;max-width:38ch;margin:0}.guide-coverage-limits__mobile-label{display:none}.guide-metric-table{margin-top:-2px}.guide-metric-table table{border-collapse:collapse;border-top:1px solid var(--color-text);table-layout:fixed;width:100%}.guide-metric-table th,.guide-metric-table td{text-align:left;vertical-align:top;font-family:inherit}.guide-metric-table thead tr,.guide-metric-table tbody tr{border-bottom:1px solid var(--color-border)}.guide-metric-table thead th{color:var(--color-text-muted);padding:15px 22px 15px 0;font-size:13px;font-weight:650;line-height:1.35}.guide-metric-table thead th:first-child,.guide-metric-table tbody th{width:24%}.guide-metric-table thead th:nth-child(2),.guide-metric-table tbody td:first-of-type{width:34%}.guide-metric-table thead th:last-child,.guide-metric-table tbody td:last-child{width:42%;padding-right:0}.guide-metric-table tbody th{color:var(--color-text);padding:24px 26px 24px 0;font-size:16px;font-weight:700;line-height:1.32}.guide-metric-table tbody td{color:var(--color-text-muted);padding:24px 26px 24px 0;font-size:14px;line-height:1.58}.guide-metric-table tbody td>strong{color:var(--color-action);font-size:clamp(24px, calc(38px - (var(--guide-metric-length,8) * .8px)), 30px);letter-spacing:0;white-space:nowrap;font-weight:650;line-height:1;display:block}.guide-metric-table tbody td>span:not(.guide-metric-table__mobile-label){max-width:28ch;margin-top:8px;display:block}.guide-metric-table tbody td>p{color:var(--color-text-muted);font-size:inherit;line-height:inherit;max-width:38ch;margin:0}.guide-metric-table__mobile-label{display:none}.guide-return-examples{margin-top:38px}.guide-return-examples__table{margin-top:0}.guide-return-examples__table tbody th>span{color:var(--color-text-muted);margin-top:7px;font-size:12px;font-weight:500;display:block}.guide-return-examples__table strong[data-change=negative],.guide-return-examples__table b[data-change=negative]{color:var(--color-error)}.guide-return-examples__table tbody td>p b{color:var(--color-text);font-size:16px;font-weight:700;line-height:1.3;display:block}.guide-return-examples__table tbody td>p b[data-change=negative]{color:var(--color-error)}.guide-return-examples__table tbody td>p span{margin-top:8px;display:block}.guide-return-examples__table tbody td>p .guide-return-examples__cumulative-summary{white-space:nowrap;font-size:13px}.guide-return-examples__placeholder{color:var(--color-text-muted)!important}.guide-return-examples__status{color:var(--color-text-muted);margin:16px 0 0!important;font-size:13px!important}.guide-return-examples__unavailable{color:var(--color-text-muted);font-size:13px}.guide-return-examples__note{color:var(--color-text-muted);width:100%;max-width:none;padding-top:18px;font-size:12px!important;line-height:1.55!important}.guide-exclusion-list{margin-top:36px}.guide-exclusion-list h3{border-bottom:1px solid var(--color-border);color:var(--color-text);padding-bottom:14px;font-size:14px;font-weight:600;line-height:1.4}.guide-exclusion-list ul{margin:0;padding:0;list-style:none}.guide-exclusion-list li{border-bottom:1px solid var(--color-border);grid-template-columns:30px minmax(190px,.35fr) minmax(0,1fr);align-items:start;gap:24px;padding:26px 0 26px 2px;display:grid}.guide-exclusion-list__icon{border:2px solid color-mix(in srgb, var(--color-optiml-red) 74%, var(--color-border));color:var(--color-optiml-red);border-radius:50%;justify-content:center;align-items:center;width:24px;height:24px;margin-top:2px;display:flex}.guide-exclusion-list__icon svg{stroke-width:2.5px;width:15px;height:15px}.guide-exclusion-list h4{color:var(--color-text);margin:0;font-size:16px;font-weight:700;line-height:1.32}.guide-exclusion-list p{color:var(--color-text-muted);max-width:64ch;margin:0;font-size:16px;line-height:1.58}.guide-exclusion-list strong{color:var(--color-text);font-weight:700}.guide-exclusion-list+p{margin-top:28px}.guide-balance-layers-chart{border:1px solid var(--color-border);border-radius:0;margin:-12px 0 30px;padding:18px 20px 0;overflow:hidden}.guide-balance-layers-chart figcaption{color:var(--color-text);font-size:15px;font-weight:650;line-height:1.4}.guide-balance-layers-chart__legend{flex-wrap:wrap;gap:8px 18px;margin:8px 0 0;padding:0;list-style:none;display:flex}.guide-balance-layers-chart__legend li{color:var(--color-text-muted);align-items:center;gap:6px;font-size:12px;line-height:1.35;display:inline-flex}.guide-balance-layers-chart__legend span{background:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));width:9px;height:9px}.guide-balance-layers-chart__legend [data-layer=deposit-interest] span{background:color-mix(in srgb, var(--color-action) 48%, var(--color-white))}.guide-balance-layers-chart__legend [data-layer=interest-interest] span{background:var(--color-action)}.guide-balance-layers-chart__plot{overflow:hidden}.guide-balance-layers-chart svg{width:100%;display:block}.guide-balance-layers-chart__mobile{display:none!important}.guide-balance-layers-chart__grid{stroke:var(--color-border);stroke-width:1px}.guide-balance-layers-chart__axis-label,.guide-balance-layers-chart__year{fill:var(--color-text-muted);font-family:inherit;font-size:11px}.guide-balance-layers-chart__bar--deposit{fill:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white))}.guide-balance-layers-chart__bar--deposit-interest{fill:color-mix(in srgb, var(--color-action) 48%, var(--color-white))}.guide-balance-layers-chart__bar--interest-interest{fill:var(--color-action)}.guide-balance-layers-chart__explanation{border-top:1px solid var(--color-border);margin:12px -20px 0;padding:18px 20px 20px}.guide-balance-layers-chart__explanation h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-balance-layers-chart__explanation p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-section>.guide-balance-layers-chart:last-child{margin-bottom:0}.guide-bank-protection{--guide-bank-covered:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));border:1px solid var(--color-border);border-radius:0;gap:0;margin:0;padding:18px 20px 0;display:grid;overflow:hidden}.guide-bank-protection__legend{flex-wrap:wrap;gap:8px 18px;margin:0;padding:0;list-style:none;display:flex}.guide-bank-protection__legend li{color:var(--color-text-muted);align-items:center;gap:6px;font-size:12px;line-height:1.35;display:inline-flex}.guide-bank-protection__legend span{background:var(--guide-bank-covered);width:9px;height:9px}.guide-bank-protection__legend [data-layer=not-covered] span{background:var(--color-optiml-red)}.guide-bank-protection__cards{grid-template-columns:repeat(2,minmax(0,1fr));gap:0;margin-top:18px;display:grid}.guide-bank-protection__card{gap:18px;padding:14px 20px 18px 0;display:grid}.guide-bank-protection__card+.guide-bank-protection__card{border-left:1px solid var(--color-border);padding-left:20px;padding-right:0}.guide-bank-protection__card header h3{color:var(--color-text);font-size:17px;line-height:1.35}.guide-bank-protection__card header p{color:var(--color-text-muted);margin-top:2px;font-size:13px;line-height:1.35}.guide-bank-protection__card>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.55}.guide-bank-protection__card>p strong{color:var(--color-text)}.guide-bank-protection__chart{height:280px;margin-top:4px;position:relative}.guide-bank-protection__limit{border-top:2px dashed color-mix(in srgb, var(--color-text-muted) 62%, var(--color-border));z-index:2;justify-content:flex-end;display:flex;position:absolute;top:82px;left:32px;right:18px}.guide-bank-protection__chart--same .guide-bank-protection__limit{top:59px}.guide-bank-protection__limit span{background:var(--color-white);color:var(--color-text-muted);margin-top:-17px;padding-left:5px;font-size:11px;line-height:1}.guide-bank-protection__limit--split{justify-content:space-between;left:18px;right:18px}.guide-bank-protection__limit--split span{padding-inline:5px}.guide-bank-protection__axis{background:var(--color-text);height:1px;position:absolute;bottom:54px;left:26px;right:26px}.guide-bank-protection__bars{grid-template-columns:repeat(2,minmax(0,1fr));align-items:flex-end;gap:18px;width:min(240px,100% - 96px);display:grid;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-bank-protection__bar{background:var(--guide-bank-covered);color:var(--color-text);justify-content:center;align-items:center;min-height:96px;display:flex}.guide-bank-protection__bar[data-height="80"]{height:126px}.guide-bank-protection__bar[data-height="70"]{height:110px}.guide-bank-protection__bar strong,.guide-bank-protection__stack strong{text-align:center;padding:6px;font-size:12px;font-weight:600;line-height:1.3}.guide-bank-protection__labels{color:var(--color-text);text-align:center;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;width:min(240px,100% - 96px);font-size:13px;line-height:1.25;display:grid;position:absolute;bottom:2px;left:50%;transform:translate(-50%)}.guide-bank-protection__labels--single{grid-template-columns:1fr;width:auto;left:28px;right:28px;transform:none}.guide-bank-protection__stack{flex-direction:column;gap:8px;width:min(150px,58%);height:212px;display:flex;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-bank-protection__stack-covered{background:var(--guide-bank-covered);color:var(--color-text);flex:auto;justify-content:center;align-items:center;display:flex}.guide-bank-protection__stack-above{background:var(--color-optiml-red);color:var(--color-white);flex:0 0 48px;justify-content:center;align-items:center;display:flex}.guide-bank-protection__takeaway{border-top:1px solid var(--color-border);margin:8px -20px 0;padding:18px 20px 20px}.guide-bank-protection__takeaway h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-bank-protection__takeaway p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-isa-tax-comparison{--guide-isa-kept:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));--guide-isa-tax:var(--color-optiml-red);border:1px solid var(--color-border);margin-top:26px;padding:18px 20px 0;display:grid;overflow:hidden}.guide-isa-tax-comparison__legend{flex-wrap:wrap;gap:8px 18px;margin:0;padding:0;list-style:none;display:flex}.guide-isa-tax-comparison__legend li{color:var(--color-text-muted);align-items:center;gap:6px;font-size:12px;line-height:1.35;display:inline-flex}.guide-isa-tax-comparison__legend span{background:var(--guide-isa-kept);width:9px;height:9px}.guide-isa-tax-comparison__legend [data-layer=tax] span{background:var(--guide-isa-tax)}.guide-isa-tax-comparison__cards{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:18px;display:grid}.guide-isa-tax-comparison__card{grid-template-rows:65px 280px auto;align-content:start;gap:18px;padding:14px 20px 18px 0;display:grid}.guide-isa-tax-comparison__card+.guide-isa-tax-comparison__card{border-left:1px solid var(--color-border);padding-left:20px;padding-right:0}.guide-isa-tax-comparison__card header{height:65px}.guide-isa-tax-comparison__card header h3{color:var(--color-text);font-size:17px;line-height:1.35}.guide-isa-tax-comparison__card header p{color:var(--color-text-muted);margin-top:2px;font-size:13px;line-height:1.35}.guide-isa-tax-comparison__card>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.55}.guide-isa-tax-comparison__card>p strong{color:var(--color-text)}.guide-isa-tax-comparison__chart{height:280px;margin-top:4px;position:relative}.guide-isa-tax-comparison__bar{box-sizing:border-box;flex-direction:column;gap:8px;width:min(150px,58%);height:212px;display:flex;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-isa-tax-comparison__bar>div{justify-content:center;align-items:center;min-height:42px;display:flex}.guide-isa-tax-comparison__bar [data-layer=kept]{background:var(--guide-isa-kept);color:var(--color-text);flex:auto}.guide-isa-tax-comparison__bar [data-layer=tax]{background:var(--guide-isa-tax);color:var(--color-white);flex:0 0 22.222%}.guide-isa-tax-comparison__bar strong{text-align:center;padding:7px;font-size:13px;font-weight:650;line-height:1.3}.guide-isa-tax-comparison__axis{background:var(--color-text);height:1px;position:absolute;bottom:54px;left:26px;right:26px}.guide-isa-tax-comparison__chart>span{color:var(--color-text-muted);text-align:center;font-size:13px;line-height:1.35;position:absolute;bottom:8px;left:20px;right:20px}.guide-isa-tax-comparison__takeaway{border-top:1px solid var(--color-border);margin:8px -20px 0;padding:18px 20px 20px}.guide-isa-tax-comparison__takeaway h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-isa-tax-comparison__takeaway p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-inflation-comparison{--guide-inflation-base:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));--guide-inflation-added:var(--color-action);border:1px solid var(--color-border);margin-top:26px;padding:18px 20px 0;display:grid;overflow:hidden}.guide-inflation-comparison__legend{flex-wrap:wrap;gap:8px 18px;margin:0;padding:0;list-style:none;display:flex}.guide-inflation-comparison__legend li{color:var(--color-text-muted);align-items:center;gap:6px;font-size:12px;line-height:1.35;display:inline-flex}.guide-inflation-comparison__legend span{background:var(--guide-inflation-base);width:9px;height:9px}.guide-inflation-comparison__legend [data-layer=inflation] span{background:var(--guide-inflation-added)}.guide-inflation-comparison__cards{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:18px;display:grid}.guide-inflation-comparison__card{grid-template-rows:65px 280px auto;align-content:start;gap:18px;padding:14px 20px 18px 0;display:grid}.guide-inflation-comparison__card+.guide-inflation-comparison__card{border-left:1px solid var(--color-border);padding-left:20px;padding-right:0}.guide-inflation-comparison__card header{height:65px}.guide-inflation-comparison__card header h3{color:var(--color-text);font-size:17px;line-height:1.35}.guide-inflation-comparison__card header p{color:var(--color-text-muted);margin-top:2px;font-size:13px;line-height:1.35}.guide-inflation-comparison__card>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.55}.guide-inflation-comparison__card>p strong{color:var(--color-text)}.guide-inflation-comparison__chart{height:280px;margin-top:4px;position:relative}.guide-inflation-comparison__bar{flex-direction:column;gap:8px;width:min(150px,58%);height:187px;display:flex;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-inflation-comparison__bar[data-bar=future]{height:212px}.guide-inflation-comparison__bar>div{justify-content:center;align-items:center;display:flex}.guide-inflation-comparison__bar [data-layer=today]{background:var(--guide-inflation-base);color:var(--color-text);flex:auto}.guide-inflation-comparison__bar [data-layer=inflation]{background:var(--guide-inflation-added);color:var(--color-white);flex:0 0 25px}.guide-inflation-comparison__bar strong{text-align:center;padding:7px;font-size:13px;font-weight:650;line-height:1.3}.guide-inflation-comparison__annotation{color:var(--color-action);white-space:nowrap;font-size:12px;line-height:1.3;position:absolute;top:9px;left:calc(50% + 84px)}.guide-inflation-comparison__axis{background:var(--color-text);height:1px;position:absolute;bottom:54px;left:26px;right:26px}.guide-inflation-comparison__chart>span{color:var(--color-text-muted);text-align:center;font-size:13px;line-height:1.35;position:absolute;bottom:8px;left:20px;right:20px}.guide-inflation-comparison__takeaway{border-top:1px solid var(--color-border);margin:8px -20px 0;padding:18px 20px 20px}.guide-inflation-comparison__takeaway h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-inflation-comparison__takeaway p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-fixed-term-tax{--guide-fixed-tax-kept:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));--guide-fixed-tax-paid:var(--color-optiml-red);gap:28px;margin:30px 0 0;display:grid}.guide-fixed-term-tax__chart-container{border:1px solid var(--color-border);padding:18px 20px 0;display:grid;overflow:hidden}.guide-fixed-term-tax__legend{flex-wrap:wrap;gap:8px 18px;margin:0;padding:0;list-style:none;display:flex}.guide-fixed-term-tax__legend li{color:var(--color-text-muted);align-items:center;gap:6px;font-size:12px;line-height:1.35;display:inline-flex}.guide-fixed-term-tax__legend span{background:var(--guide-fixed-tax-kept);width:9px;height:9px}.guide-fixed-term-tax__legend [data-layer=tax] span{background:var(--guide-fixed-tax-paid)}.guide-fixed-term-tax__cards{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:18px;display:grid}.guide-fixed-term-tax__card{grid-template-rows:auto 300px auto;align-content:start;gap:18px;padding:14px 20px 22px 0;display:grid}.guide-fixed-term-tax__card+.guide-fixed-term-tax__card{border-left:1px solid var(--color-border);padding-left:20px;padding-right:0}.guide-fixed-term-tax__card header{min-height:63px}.guide-fixed-term-tax__card header h3{color:var(--color-text);font-size:17px;line-height:1.35}.guide-fixed-term-tax__card header p{color:var(--color-text-muted);margin-top:2px;font-size:13px;line-height:1.35}.guide-fixed-term-tax__card>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.55}.guide-fixed-term-tax__card>p strong{color:var(--color-text)}.guide-fixed-term-tax__chart{height:300px;position:relative}.guide-fixed-term-tax__axis{background:var(--color-text);height:1px;position:absolute;bottom:54px;left:26px;right:26px}.guide-fixed-term-tax__bar{flex-direction:column;gap:8px;width:min(150px,58%);height:212px;display:flex;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-fixed-term-tax__bar>strong{color:var(--color-text);text-align:center;white-space:nowrap;font-size:12px;line-height:1.3;position:absolute;top:-25px;left:50%;transform:translate(-50%)}.guide-fixed-term-tax__bar>div{justify-content:center;align-items:center;display:flex}.guide-fixed-term-tax__bar [data-layer=tax]{background:var(--guide-fixed-tax-paid);color:var(--color-white);flex:0 0 34.94%}.guide-fixed-term-tax__bar [data-layer=kept]{background:var(--guide-fixed-tax-kept);color:var(--color-text);flex:auto}.guide-fixed-term-tax__bar span{text-align:center;padding:6px;font-size:12px;font-weight:650;line-height:1.3}.guide-fixed-term-tax__cumulative-bar{outline:1px solid var(--color-border);flex-direction:column;width:min(150px,58%);height:202px;display:flex;position:absolute;bottom:60px;left:50%;transform:translate(-50%)}.guide-fixed-term-tax__cumulative-bar>strong{color:var(--color-text);text-align:center;white-space:nowrap;font-size:12px;line-height:1.3;position:absolute;top:-25px;left:50%;transform:translate(-50%)}.guide-fixed-term-tax__cumulative-bar>[data-layer=tax]{background:var(--guide-fixed-tax-paid);flex:0 0 4.96%;min-height:10px;position:relative}.guide-fixed-term-tax__cumulative-bar>[data-layer=tax]>span{color:var(--guide-fixed-tax-paid);white-space:nowrap;font-size:10px;font-weight:700;line-height:1;position:absolute;top:50%;right:calc(100% + 8px);transform:translateY(-50%)}.guide-fixed-term-tax__cumulative-bar>[data-layer=kept]{background:var(--guide-fixed-tax-kept);flex:auto;justify-content:center;align-items:center;display:flex;position:relative}.guide-fixed-term-tax__cumulative-bar>[data-layer=kept]>span{color:var(--color-text);font-size:12px;font-weight:650;line-height:1.3}.guide-fixed-term-tax__year-markers{pointer-events:none;position:absolute;inset:0}.guide-fixed-term-tax__year-markers>span{border-top:1px solid var(--color-border);width:10px;position:absolute;left:100%}.guide-fixed-term-tax__year-markers>span[data-year="5"]{top:0}.guide-fixed-term-tax__year-markers>span[data-year="4"]{top:20.7%}.guide-fixed-term-tax__year-markers>span[data-year="3"]{top:41.1%}.guide-fixed-term-tax__year-markers>span[data-year="2"]{top:61.1%}.guide-fixed-term-tax__year-markers>span[data-year="1"]{top:80.7%}.guide-fixed-term-tax__year-markers b{color:var(--color-text-muted);white-space:nowrap;font-size:10px;font-weight:650;line-height:1;position:absolute;top:0;left:14px;transform:translateY(-50%)}.guide-fixed-term-tax__chart-label{color:var(--color-text-muted);text-align:center;font-size:12px;line-height:1.3;position:absolute;bottom:8px;left:18px;right:18px}.guide-fixed-term-tax__table-container{border:1px solid var(--color-border);padding:18px 20px 8px}.guide-fixed-term-tax__table-container>h3{color:var(--color-text);font-size:17px;line-height:1.35}.guide-fixed-term-tax__table-viewport{margin-top:10px;overflow-x:auto}.guide-fixed-term-tax__table-viewport table{border-collapse:collapse;table-layout:fixed;width:100%;min-width:620px}.guide-fixed-term-tax__table-viewport tr{border-bottom:1px solid var(--color-border)}.guide-fixed-term-tax__table-viewport tbody tr:last-child{border-bottom:0}.guide-fixed-term-tax__table-viewport th,.guide-fixed-term-tax__table-viewport td{text-align:right;padding:12px 10px}.guide-fixed-term-tax__table-viewport thead th{color:var(--color-text-muted);text-transform:uppercase;font-size:10px;font-weight:750;line-height:1.3}.guide-fixed-term-tax__table-viewport th:first-child{text-align:left;width:24%;padding-left:0}.guide-fixed-term-tax__table-viewport th:last-child,.guide-fixed-term-tax__table-viewport td:last-child{padding-right:0}.guide-fixed-term-tax__table-viewport tbody th{color:var(--color-text);font-size:13px;font-weight:700}.guide-fixed-term-tax__table-viewport tbody td{color:var(--color-text);font-size:14px;font-weight:650}.guide-fixed-term-tax__table-viewport tbody td:nth-child(4){color:var(--color-optiml-red)}.guide-fixed-term-tax__takeaway{border-top:1px solid var(--color-border);margin:8px -20px 0;padding:18px 20px 20px}.guide-fixed-term-tax__takeaway h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-fixed-term-tax__takeaway p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-fixed-term-tax figcaption{gap:8px;padding:2px 4px 0;display:grid}.guide-fixed-term-tax figcaption p{color:var(--color-text-muted);margin:0;font-size:11px;line-height:1.55}.guide-fixed-term-tax figcaption strong{color:var(--color-text)}.guide-fixed-term-tax__sources{margin-top:2px!important}.guide-tax-year-countdown{border:1px solid var(--color-border);border-radius:4px;margin-top:30px;padding:28px 30px 24px}.guide-tax-year-countdown figcaption{gap:2px;display:grid}.guide-tax-year-countdown figcaption strong{color:var(--color-action);letter-spacing:0;font-size:clamp(48px,7vw,68px);font-weight:650;line-height:1}.guide-tax-year-countdown figcaption span{color:var(--color-text-muted);font-size:17px;line-height:1.4}.guide-tax-year-countdown__track{background:color-mix(in srgb, var(--color-border) 72%, var(--color-white));border-radius:999px;height:10px;margin-top:28px;overflow:hidden}.guide-tax-year-countdown__track>span{background:var(--color-action);border-radius:inherit;height:100%;display:block}.guide-tax-year-countdown__dates{color:var(--color-text-muted);justify-content:space-between;margin-top:8px;font-size:14px;line-height:1.4;display:flex}.guide-tax-year-countdown>p{border-top:1px solid var(--color-border);color:var(--color-text-muted);margin-top:24px;padding-top:18px;font-size:14px;line-height:1.55}.guide-tax-year-countdown>p strong{color:var(--color-text);font-weight:650}.guide-tax-allowance-snapshot{margin-top:30px}.guide-tax-allowance-snapshot__card{border:1px solid var(--color-border);border-radius:4px;padding:26px 28px 0;overflow:hidden}.guide-tax-allowance-snapshot__card .guide-tax-allowance-snapshot__input-group{padding:0 0 24px}.guide-tax-allowance-snapshot__results{border-top:1px solid var(--color-border);grid-template-columns:repeat(3,minmax(0,1fr));margin:0;display:grid}.guide-tax-allowance-snapshot__results>div{min-width:0;padding:22px 28px 26px 0}.guide-tax-allowance-snapshot__results>div+div{border-left:1px solid var(--color-border);padding-left:28px}.guide-tax-allowance-snapshot__results dt{color:var(--color-text-muted);letter-spacing:.02em;text-transform:uppercase;font-size:11px;font-weight:750;line-height:1.35}.guide-tax-allowance-snapshot__results dd{gap:3px;margin:10px 0 0;display:grid}.guide-tax-allowance-snapshot__results dd strong{color:var(--color-text);letter-spacing:0;font-size:clamp(28px,4vw,38px);font-weight:650;line-height:1}.guide-tax-allowance-snapshot__results dd span{color:var(--color-text-muted);font-size:13px;line-height:1.4}.guide-tax-allowance-snapshot__note{border-top:1px solid var(--color-border);margin:0 -28px;padding:18px 28px 20px}.guide-tax-allowance-snapshot__note h3{color:var(--color-text);font-size:18px;line-height:1.35}.guide-tax-allowance-snapshot__note p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.65}.guide-flexible-isa-calculator{margin-top:28px}.guide-flexible-isa-calculator>.guide-calculator__controls{padding:0;overflow:hidden}.guide-flexible-isa-calculator__header{background:var(--color-surface-subtle);border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:center;gap:24px;padding:18px 22px;display:flex}.guide-flexible-isa-calculator__header>strong{color:var(--color-text);font-size:15px;line-height:1.35}.guide-flexible-isa-calculator__controls-body{padding:32px}.guide-flexible-isa-calculator__limit-options{background:var(--color-white);border:1px solid var(--color-border);border-radius:4px;flex:none;grid-template-columns:repeat(2,minmax(100px,1fr));display:grid;overflow:hidden}.guide-flexible-isa-calculator__limit-options button{color:var(--color-text-muted);cursor:pointer;font:inherit;background:0 0;border:0;min-height:40px;padding:0 16px;font-size:13px;font-weight:650}.guide-flexible-isa-calculator__limit-options button+button{border-left:1px solid var(--color-border)}.guide-flexible-isa-calculator__limit-options button[aria-pressed=true]{background:color-mix(in srgb, var(--color-action) 9%, var(--color-white));color:var(--color-action)}.guide-flexible-isa-calculator__limit-options button:focus-visible{box-shadow:inset 0 0 0 2px var(--color-action);outline:0}.guide-gross-aer-calculator>.guide-calculator__controls{padding:0;overflow:hidden}.guide-gross-aer-calculator__header{background:var(--color-surface-subtle);border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:center;gap:24px;padding:18px 22px;display:flex}.guide-gross-aer-calculator__header>strong{color:var(--color-text);font-size:15px;line-height:1.35}.guide-gross-aer-calculator__header .guide-gross-aer-calculator__target{flex:0 420px}.guide-gross-aer-calculator__controls-body{padding:32px}.guide-key-points{border-top:1px solid var(--color-border);margin:20px 0 0;padding:0;list-style:none}.guide-key-points li{border-bottom:1px solid var(--color-border);grid-template-columns:minmax(210px,.42fr) minmax(0,1fr);gap:28px;padding-block:24px;display:grid}.guide-key-points h4{color:var(--color-optiml-navy);align-items:flex-start;gap:7px;font-size:18px;font-weight:650;line-height:1.45;display:flex}.guide-key-points h4:before{background:var(--color-action);content:"";border-radius:50%;flex:none;width:0;height:0;margin-top:0}.guide-key-points p{color:var(--color-text-muted);font-size:16px;line-height:1.65}.guide-key-points--boxes{border-top:0;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px;display:grid}.guide-key-points--boxes li{border:1px solid var(--color-border);border-top:3px solid var(--color-optiml-red);border-radius:4px;padding:22px 22px 24px;display:block}.guide-key-points--boxes h4{font-size:16px}.guide-key-points--boxes h4:before{display:none}.guide-key-points--boxes p{margin-top:12px;font-size:14px;line-height:1.65}.guide-key-points--timeline{border-top:0;margin-top:30px;margin-bottom:46px}.guide-key-points--timeline li{background:linear-gradient(var(--color-border), var(--color-border)) 52px 100% / calc(100% - 52px) 1px no-repeat;border-bottom:0;grid-template-columns:28px minmax(210px,.42fr) minmax(0,1fr);gap:24px;min-height:126px;position:relative}.guide-key-points--timeline li:before{background:var(--color-white);border:2px solid var(--color-action);content:"";z-index:1;border-radius:50%;grid-area:1/1;width:20px;height:20px;margin-top:1px;position:relative}.guide-key-points--timeline li:after{background:var(--color-action);content:"";width:2px;position:absolute;top:0;bottom:0;left:9px}.guide-key-points--timeline li:first-child:after{top:34px}.guide-key-points--timeline li:last-child:after{bottom:calc(100% - 34px)}.guide-key-points--timeline li:last-child{background:0 0;min-height:0;padding-bottom:0}.guide-key-points--timeline h4:before{display:none}.guide-key-points--emphasized-titles h4{font-size:18px;font-weight:650;line-height:1.35}.guide-key-points--emphasized-titles p{font-size:15px}.guide-account-options{margin-top:30px}.guide-account-options__grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.guide-account-options__card{border:1px solid var(--color-border);border-top:3px solid var(--color-action);grid-template-rows:auto auto 1fr;min-width:0;display:grid}.guide-account-options__card>header{align-items:center;gap:12px;min-height:80px;padding:17px 18px 15px;display:flex}.guide-account-options__icon{background:color-mix(in srgb, var(--color-action) 10%, var(--color-white));color:var(--color-action);flex:0 0 36px;justify-content:center;align-items:center;height:36px;display:flex}.guide-account-options__icon svg{stroke-width:1.8px;width:19px;height:19px}.guide-account-options__title{align-items:center;gap:3px;min-width:0;display:flex}.guide-account-options__title h3{color:var(--color-action);font-size:18px;font-weight:750;line-height:1.3}.guide-account-options__access{background:color-mix(in srgb, var(--color-action) 7%, var(--color-white));border-block:1px solid color-mix(in srgb, var(--color-action) 18%, var(--color-border));gap:6px;min-height:88px;padding:15px 18px 17px;display:grid}.guide-account-options__access>span,.guide-account-options__details span{color:var(--color-text-muted);text-transform:uppercase;font-size:10px;font-weight:750;line-height:1.3}.guide-account-options__access strong{color:var(--color-text);font-size:17px;font-weight:700;line-height:1.35}.guide-account-options__details{grid-template-rows:repeat(2,1fr);display:grid}.guide-account-options__details>div{padding:15px 18px 17px}.guide-account-options__details>div+div{border-top:1px solid var(--color-border)}.guide-account-options__details p{color:var(--color-text-muted);margin-top:7px;font-size:14px;line-height:1.52}.guide-account-options__tooltip>button{color:var(--color-action);border-radius:50%;justify-content:center;width:26px;height:26px;margin-block:-2px;padding:0}.guide-account-options__tooltip>button svg{width:18px;height:18px}.guide-account-options__tooltip .info-tooltip__content{text-align:left;width:min(340px,100vw - 32px);font-size:13px}.guide-account-access{border:1px solid var(--color-border);border-radius:0;margin-top:30px;overflow:hidden}.guide-account-access ul{margin:0;padding:0;list-style:none}.guide-account-access li{background:var(--color-white);padding:24px 26px}.guide-account-access li+li{border-top:1px solid var(--color-border)}.guide-account-access__heading{justify-content:space-between;align-items:center;gap:28px;display:flex}.guide-account-access__heading h3{color:var(--color-text);font-size:20px;font-weight:700;line-height:1.3}.guide-account-access__access{color:var(--color-action);flex-direction:column;flex:0 0 220px;grid-template-columns:84px minmax(0,1fr);align-items:end;gap:14px;width:220px;display:flex}.guide-account-access__access strong{text-align:left;white-space:nowrap;font-size:13px;font-weight:700;line-height:1.3}.guide-account-access__meter{grid-template-columns:repeat(4,18px);gap:4px;display:grid}.guide-account-access__meter i{background:color-mix(in srgb, var(--color-action) 17%, var(--color-white));border-radius:999px;height:4px;display:block}.guide-account-access__meter i[data-filled=true]{background:var(--color-action)}.guide-account-access__best{color:var(--color-text-muted);max-width:66ch;margin:7px 0 0;font-size:15px;line-height:1.55}.guide-account-access__warning{color:var(--color-text-muted);grid-template-columns:7px minmax(0,1fr);align-items:baseline;gap:10px;margin:13px 0 0;font-size:14px;line-height:1.55;display:grid}.guide-account-access__warning>span:first-child{background:var(--color-optiml-red);border-radius:50%;width:7px;height:7px}.guide-account-access__warning>span:last-child{min-width:0}.guide-account-access__warning strong{color:var(--color-text)}.guide-section>.guide-account-access+p:not(.guide-section__eyebrow){margin-top:30px;font-size:17px;line-height:1.7}.guide-insight{--guide-insight-accent:var(--color-optiml-orange);background:color-mix(in srgb, var(--guide-insight-accent) 3%, var(--color-white));border:1px solid var(--color-border);border-left:3px solid var(--guide-insight-accent);gap:10px;margin-top:32px;padding:20px 22px;display:grid}.guide-insight[data-tone=guidance]{--guide-insight-accent:var(--color-action);border:0;border-left:3px solid var(--guide-insight-accent);background:0 0;padding:4px 0 4px 18px}.guide-insight[data-tone=insight]{--guide-insight-accent:var(--color-good)}.guide-insight__label{color:var(--guide-insight-accent);text-transform:uppercase;align-items:center;gap:9px;margin:0;font-size:12px;font-weight:750;line-height:1.3;display:flex}.guide-insight__label svg{stroke-width:2px;width:20px;height:20px}.guide-insight__content{color:var(--color-text);margin:0;font-size:16px;line-height:1.65}.guide-key-terms{border-block:1px solid var(--color-border);color:var(--color-text);margin-top:-32px;padding-block:0}.guide-key-terms>h2{color:var(--color-text);font-size:24px;font-weight:650;line-height:1.2}.guide-key-terms--disclosure>summary{cursor:pointer;-webkit-user-select:none;user-select:none;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:12px;padding-block:18px;list-style:none;display:grid}.guide-key-terms--disclosure>summary::-webkit-details-marker{display:none}.guide-key-terms--disclosure>summary::marker{content:""}.guide-key-terms--disclosure>summary>span{font-size:15px;font-weight:700;line-height:1.35}.guide-key-terms--disclosure>summary small{color:var(--color-text-muted);font-size:13px;font-weight:500;display:none}.guide-key-terms--disclosure>summary svg{color:var(--color-text-muted);width:18px;height:18px;transition:transform .16s ease-out}.guide-key-terms--disclosure>summary:focus-visible{outline:2px solid var(--color-action);outline-offset:3px}.guide-key-terms--disclosure[open]>summary{border-bottom:1px solid var(--color-border);grid-template-columns:minmax(0,1fr) auto auto}.guide-key-terms--disclosure[open]>summary small{display:block}.guide-key-terms--disclosure[open]>summary svg{transform:rotate(180deg)}.guide-key-terms__header{border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:baseline;padding-block:17px;display:flex}.guide-key-terms__header h2{color:var(--color-text);font-size:15px;font-weight:700;line-height:1.35}.guide-key-terms__header small{color:var(--color-text-muted);font-size:13px;font-weight:500}.guide-key-terms__layout{grid-template-columns:1fr;grid-template-areas:"terms""definition";gap:0;margin-top:0;display:grid}.guide-key-terms__definition{border-top:1px solid var(--color-border);color:var(--color-text);flex-direction:column;grid-area:definition;padding:24px 0;display:flex}.guide-key-terms__definition h3{margin-top:7px;font-size:21px;line-height:1.25}.guide-key-terms__definition>p:not(.guide-key-terms__label){color:var(--color-text-muted);margin-top:15px;font-size:16px;line-height:1.65}.guide-key-terms__definition>a{color:var(--color-action);justify-content:space-between;align-items:flex-end;gap:18px;width:100%;margin-top:auto;padding-top:24px;font-size:14px;font-weight:700;text-decoration:none;display:flex}.guide-key-terms__definition>a svg{color:var(--color-text);flex:none;width:22px;height:22px;transition:color .16s ease-out,transform .16s ease-out}.guide-key-terms__definition>a:hover svg,.guide-key-terms__definition>a:focus-visible svg{color:var(--color-action);transform:translate(2px,-2px)}.guide-key-terms__label{color:var(--color-action);letter-spacing:0;margin:0;font-size:12px;font-weight:700}.guide-key-terms__list{flex-wrap:wrap;grid-area:terms;align-content:start;gap:8px;padding:18px 0;display:flex}.guide-key-terms__list button{background:var(--color-surface-subtle);border:1px solid var(--color-border);color:var(--color-text-muted);cursor:pointer;font:inherit;text-align:left;border-radius:4px;flex:none;min-height:36px;padding:6px 16px;font-size:12px;font-weight:500;transition:background-color .14s ease-out,border-color .14s ease-out,color .14s ease-out}.guide-key-terms__list button:hover{background:color-mix(in srgb, var(--color-action) 12%, var(--color-white));border-color:var(--color-action);color:var(--color-action)}.guide-key-terms__list button[aria-pressed=true]{background:var(--color-action);border-color:var(--color-action);color:var(--color-white)}.guide-key-terms__list button:focus-visible{outline:2px solid var(--color-action);outline-offset:2px}.guide-switch-table{--guide-switch-accent:var(--color-action);border:1px solid var(--color-border);border-radius:4px;margin-top:30px;overflow:hidden}.guide-switch-table[data-tone=saving],.guide-switch-table[data-tone=investing]{--guide-switch-accent:var(--color-action)}.guide-switch-table__header{background:var(--color-surface-subtle);border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:center;gap:20px;padding:14px 16px;display:flex}.guide-switch-table__header h3{font-size:15px;font-weight:700}.guide-switch-table__tabs{background:var(--color-white);border:1px solid var(--color-border);grid-template-columns:repeat(var(--guide-switch-tab-count,2), minmax(92px, 1fr));border-radius:4px;display:grid;overflow:hidden}.guide-switch-table__tabs button{color:var(--color-text-muted);cursor:pointer;font:inherit;background:0 0;border:0;min-height:40px;padding:0 16px;font-size:14px;font-weight:650}.guide-switch-table__tabs button+button{border-left:1px solid var(--color-border)}.guide-switch-table__tabs button[aria-selected=true]{background:color-mix(in srgb, var(--color-action) 10%, var(--color-white));color:var(--color-action);font-weight:700}.guide-switch-table__tabs button:focus-visible{box-shadow:inset 0 0 0 2px var(--color-action);outline:0}.guide-switch-table__visual{background:color-mix(in srgb, var(--color-action) 4%, var(--color-white));border-bottom:1px solid var(--color-border);padding:26px 22px 28px}.guide-switch-table__visual-controls{grid-template-columns:minmax(170px,.65fr) minmax(240px,1fr);align-items:end;gap:36px;display:grid}.guide-switch-table__visual-allowance,.guide-switch-table__rate{gap:6px;display:grid}.guide-switch-table__visual-allowance span,.guide-switch-table__rate>span,.guide-switch-table__visual-label,.guide-switch-table__threshold>span{color:var(--color-text-muted);letter-spacing:.02em;text-transform:uppercase;font-size:11px;font-weight:700;line-height:1.35}.guide-switch-table__visual-allowance strong{color:var(--color-text);font-size:24px;font-weight:650;line-height:1.1}.guide-switch-table__rate{grid-template-columns:minmax(0,1fr) auto;column-gap:16px}.guide-switch-table__rate output{color:var(--color-action);grid-area:1/2;font-size:18px;font-weight:700}.guide-switch-table__rate input{accent-color:var(--color-action);cursor:pointer;grid-column:1/-1;width:100%;margin:5px 0 0}.guide-switch-table__rate input:focus-visible{outline:2px solid var(--color-action);outline-offset:4px}.guide-switch-table__threshold{border-top:1px solid color-mix(in srgb, var(--color-action) 24%, var(--color-border));margin-top:24px;padding-top:22px}.guide-switch-table__threshold strong{color:var(--color-action);letter-spacing:0;margin-top:10px;font-size:clamp(38px,6vw,58px);font-weight:650;line-height:1;display:block}.guide-switch-table__threshold p{color:var(--color-text-muted);max-width:70ch;margin:12px 0 0;font-size:15px;line-height:1.6}.guide-switch-table__visual[data-visual=layers] ul{grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin:14px 0 0;padding:0;list-style:none;display:grid}.guide-switch-table__visual[data-visual=layers] li{background:var(--color-white);border-top:3px solid var(--color-action);gap:7px;min-height:106px;padding:17px 16px;display:grid}.guide-switch-table__visual[data-visual=layers] li:nth-child(2){border-top-color:color-mix(in srgb, var(--color-action) 68%, var(--color-border))}.guide-switch-table__visual[data-visual=layers] li:nth-child(3){border-top-color:color-mix(in srgb, var(--color-action) 42%, var(--color-border))}.guide-switch-table__visual[data-visual=layers] li strong{color:var(--color-text);font-size:19px;font-weight:650;line-height:1.2}.guide-switch-table__visual[data-visual=layers] li span{color:var(--color-text-muted);font-size:13px;line-height:1.45}.guide-switch-table__visual[data-visual=layers]>p{color:var(--color-text-muted);max-width:76ch;margin:16px 0 0;font-size:14px;line-height:1.55}.guide-switch-table__visual[data-visual=goal-example]{gap:7px;display:grid}.guide-switch-table__visual[data-visual=goal-example]>span{color:var(--color-text-muted);text-transform:uppercase;font-size:12px;font-weight:650;line-height:1.3}.guide-switch-table__visual[data-visual=goal-example]>strong{color:var(--color-action);font-size:34px;font-weight:650;line-height:1.05}.guide-switch-table__visual[data-visual=goal-example]>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.5}.guide-switch-table__goal-bar{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:12px;max-width:520px;margin-top:10px;display:grid}.guide-switch-table__goal-bar:before{background:var(--color-white);border:1px solid var(--color-border);content:"";grid-area:1/1;height:22px}.guide-switch-table__goal-bar i{background:var(--color-action);height:22px;width:var(--guide-goal-share);z-index:1;grid-area:1/1}.guide-switch-table__goal-bar span{color:var(--color-action);font-size:13px;font-weight:700}.guide-switch-table__panel>.guide-insight{margin:22px}.guide-switch-table[data-tone] .guide-switch-table__panel>.guide-insight{border-left-color:var(--guide-switch-accent)}.guide-switch-table[data-tone] .guide-switch-table__panel>.guide-insight svg,.guide-switch-table[data-tone] .guide-switch-table__panel>.guide-insight strong{color:var(--guide-switch-accent)}.guide-switch-table__time-horizon{border-bottom:1px solid var(--color-border);margin:0 22px;padding:4px 0 22px}.guide-switch-table__time-horizon figcaption{color:var(--color-text-muted);letter-spacing:.02em;text-transform:uppercase;font-size:11px;font-weight:700;line-height:1.35}.guide-switch-table__time-horizon-chart{margin-top:26px;padding-top:12px;position:relative}.guide-switch-table__time-horizon ol{grid-template-columns:1fr 1fr 2fr;margin:0;padding:0;list-style:none;display:grid}.guide-switch-table__time-horizon li{background:color-mix(in srgb, var(--color-text-muted) 34%, var(--color-white));color:var(--color-text);min-height:54px;padding:10px 12px;display:grid}.guide-switch-table__time-horizon li:first-child{border-radius:4px 0 0 4px}.guide-switch-table__time-horizon li:last-child{border-radius:0 4px 4px 0}.guide-switch-table__time-horizon li[data-emphasized=true]{background:var(--guide-switch-accent);color:var(--color-white)}.guide-switch-table__time-horizon li strong{font-size:13px;line-height:1.25}.guide-switch-table__time-horizon li span{font-size:12px;line-height:1.25}.guide-switch-table__time-horizon-marker{height:calc(100% + 12px);left:var(--guide-time-marker);pointer-events:none;z-index:2;width:2px;position:absolute;top:-10px;transform:translate(-1px)}.guide-switch-table__time-horizon-marker span{color:var(--color-text);white-space:nowrap;font-size:11px;font-style:italic;font-weight:700;position:absolute;top:-15px;left:50%;transform:translate(-50%)}.guide-switch-table__time-horizon-marker i{background:var(--color-text);width:2px;height:100%;display:block}.guide-switch-table__time-horizon>p{color:var(--color-text-muted);margin:13px 0 0;font-size:14px;line-height:1.5}.guide-switch-table__accumulation{border-bottom:1px solid var(--color-border);margin:0;padding:2px 22px 30px}.guide-switch-table__accumulation figcaption{color:var(--color-text-muted);letter-spacing:.02em;text-transform:uppercase;font-size:11px;font-weight:700;line-height:1.35}.guide-switch-table__accumulation ol{grid-template-columns:repeat(10,minmax(0,1fr));gap:7px;height:280px;margin:20px 0 0;padding:0;list-style:none;display:grid}.guide-switch-table__accumulation li{grid-template-rows:minmax(0,1fr) 36px;min-width:0;display:grid}.guide-switch-table__accumulation li>div{border-bottom:1px solid var(--color-text);flex-direction:column;justify-content:flex-end;align-items:center;min-height:0;display:flex}.guide-switch-table__accumulation strong{color:var(--color-text);white-space:nowrap;margin-bottom:5px;font-size:12px;font-weight:700;line-height:1.2}.guide-switch-table__accumulation i{background:var(--color-action);height:var(--guide-accumulation-size);width:100%;min-height:10px;display:block}.guide-switch-table__accumulation li>span{color:var(--color-text-muted);text-align:center;align-self:center;font-size:11px;line-height:1.2}.guide-switch-table dl{margin:0}.guide-switch-table dl>div{border-top:1px solid var(--color-border);grid-template-columns:minmax(130px,.34fr) minmax(0,1fr);gap:22px;padding:18px 22px;display:grid}.guide-switch-table dt{color:var(--color-text);max-width:180px;font-size:15px;font-weight:700;line-height:1.45}.guide-switch-table dd{color:var(--color-text-muted);margin:0;font-size:16px;line-height:1.65}.guide-section>.guide-switch-table+p:not(.guide-section__eyebrow){margin-top:28px}.guide-live-rates{margin:0}.guide-live-rates__header{justify-content:space-between;align-items:flex-start;gap:32px;padding-bottom:26px;display:flex}.guide-live-rates__header h2{color:var(--color-text);font-size:24px;font-weight:700;line-height:1.3}.guide-live-rates__header p{color:var(--color-text-muted);margin-top:8px;font-size:17px;line-height:1.6}.guide-live-rates__header[data-without-heading] p{margin-top:0}.guide-live-rates__status{color:var(--color-good);flex:none;align-items:center;gap:9px;margin-top:4px;font-size:12px;font-weight:700;display:inline-flex}.guide-live-rates__status:before{background:var(--color-good);box-shadow:0 0 0 0 color-mix(in srgb, var(--color-good) 42%, transparent);content:"";border-radius:50%;flex:0 0 7px;width:7px;height:7px;animation:2.2s ease-out infinite guide-live-status-pulse}.guide-live-rates__list{border-top:1px solid var(--color-border);margin:0;padding:0;list-style:none}.guide-live-rates__list li+li{border-top:1px solid var(--color-border)}.guide-live-rates__list a{color:var(--color-text);grid-template-columns:120px minmax(0,1fr) 124px 112px;align-items:center;gap:24px;min-height:90px;padding:16px 14px;text-decoration:none;transition:background-color .16s ease-out;display:grid}.guide-live-rates__list a:hover{background:color-mix(in srgb, var(--color-action) 4%, var(--color-white))}.guide-live-rates__list a:focus-visible{box-shadow:inset 0 0 0 2px var(--color-action);outline:0}.guide-live-rates__category{color:var(--color-action);font-size:13px;font-weight:700}.guide-live-rates__product{align-items:center;gap:12px;min-width:0;display:flex}.guide-live-rates__logo{--provider-logo-padding-unit:2px;border:1px solid var(--color-border);flex:0 0 40px;justify-content:center;align-items:center;width:40px;height:40px;font-size:10px;font-weight:700;display:flex;position:relative;overflow:hidden}.guide-live-rates__logo img{object-fit:contain;width:100%;height:100%}.guide-live-rates__product-copy{flex-direction:column;gap:3px;min-width:0;display:flex}.guide-live-rates__product-copy strong{text-overflow:ellipsis;white-space:nowrap;font-size:15px;font-weight:700;overflow:hidden}.guide-live-rates__product-copy small{color:var(--color-text-muted);text-overflow:ellipsis;white-space:nowrap;font-size:13px;line-height:1.4;overflow:hidden}.guide-live-rates__rate{flex-direction:column;display:flex}.guide-live-rates__rate strong{font-family:var(--font-optiml-display);font-variant-numeric:normal;font-size:28px;font-weight:550;line-height:1}.guide-live-rates__rate small{color:var(--color-text-muted);text-transform:capitalize;margin-top:4px;font-size:11px}.guide-live-rates__action{color:var(--color-text);white-space:nowrap;justify-content:flex-end;align-items:center;gap:7px;font-size:13px;font-weight:650;display:flex}.guide-live-rates__action svg,.guide-live-rates__footer a svg{opacity:1;transition:opacity .15s ease-out,transform .18s ease-out;transform:translate(-4px)}.guide-live-rates__list a:hover .guide-live-rates__action{color:var(--color-action)}.guide-live-rates__list a:hover .guide-live-rates__action svg,.guide-live-rates__list a:focus-visible .guide-live-rates__action svg,.guide-live-rates__footer a:hover svg,.guide-live-rates__footer a:focus-visible svg{opacity:1;transform:translate(0)}.guide-live-rates__footer{justify-content:space-between;align-items:center;gap:30px;padding-top:18px;display:flex}.guide-live-rates__footer p{color:var(--color-text-muted);max-width:64ch;margin:0;font-size:12px;line-height:1.5}.guide-live-rates__footer a{color:var(--color-action);flex:none;align-items:center;gap:6px;font-size:13px;font-weight:550;text-decoration:none;display:inline-flex}.guide-rate-balance{border-top:1px solid var(--color-border);margin-top:34px}.guide-rate-balance__header{justify-content:space-between;align-items:center;gap:24px;padding:24px 0;display:flex}.guide-rate-balance__input{width:min(100%,340px)}.guide-rate-balance__comparison{border-top:1px solid var(--color-border)}.guide-rate-balance__columns,.guide-rate-balance__row{grid-template-columns:minmax(150px,1fr) minmax(280px,1.5fr) minmax(100px,.75fr) minmax(150px,1fr) minmax(160px,1fr);gap:20px;display:grid}.guide-rate-balance__columns{color:var(--color-text-muted);padding:14px 4px;font-size:12px;font-weight:650}.guide-rate-balance__columns>span:nth-child(4),.guide-rate-balance__difference{text-align:center}.guide-rate-balance__rows{margin:0;padding:0;list-style:none}.guide-rate-balance__row{border-top:1px solid var(--color-border);align-items:center;padding:20px 4px}.guide-rate-balance__row:first-child{border-top:0}.guide-rate-balance__row>div{min-width:0}.guide-rate-balance__category>div,.guide-rate-balance__difference>div{gap:4px;display:grid}.guide-rate-balance__category>div>span{color:var(--color-action);font-size:14px;font-weight:700;line-height:1.3}.guide-rate-balance__category small{color:var(--color-text-muted);font-size:11px;font-weight:500;line-height:1.35}.guide-rate-balance__account>div{min-width:0}.guide-rate-balance__account a{color:var(--color-text);grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:10px;text-decoration:none;display:grid}.guide-rate-balance__account-copy{gap:3px;min-width:0;display:grid}.guide-rate-balance__account-copy strong{text-overflow:ellipsis;white-space:nowrap;font-size:14px;line-height:1.3;overflow:hidden}.guide-rate-balance__account-copy small{color:var(--color-text-muted);text-overflow:ellipsis;white-space:nowrap;font-size:12px;line-height:1.35;overflow:hidden}.guide-rate-balance__account svg{color:var(--color-action);width:17px;height:17px}.guide-rate-balance__rate,.guide-rate-balance__interest{color:var(--color-text);font-family:var(--font-optiml-display);white-space:nowrap;font-size:24px;font-weight:550}.guide-rate-balance__interest{font-size:20px}.guide-rate-balance__rate>strong,.guide-rate-balance__interest>strong{font:inherit}.guide-rate-balance__difference strong,.guide-rate-balance__difference small{white-space:nowrap;display:block}.guide-rate-balance__difference strong{color:var(--color-action);font-size:16px}.guide-rate-balance__difference[data-direction=higher] strong{color:var(--color-good)}.guide-rate-balance__difference[data-direction=lower] strong{color:var(--color-optiml-red)}.guide-rate-balance__difference small{color:var(--color-text-muted);margin-top:4px;font-size:12px}.guide-rate-balance__mobile-label{display:none}.guide-rate-balance__note{color:var(--color-text-muted);max-width:90ch;margin:18px 0 0;font-size:12px;line-height:1.55}.guide-notice-planner{background:color-mix(in srgb, var(--color-action) 5%, var(--color-white));border:1px solid color-mix(in srgb, var(--color-action) 18%, var(--color-border));border-radius:0;max-width:760px;margin-top:28px;padding:28px}.guide-notice-planner h3{color:var(--color-text);margin-bottom:22px;font-size:19px;font-weight:750;line-height:1.35}.guide-notice-planner__field{flex-wrap:wrap;align-items:center;gap:12px 18px;margin-top:16px;display:flex}.guide-notice-planner__field>span{color:var(--color-text);flex:0 0 156px;font-size:14px;font-weight:700;line-height:1.35}.guide-notice-planner__period-field{grid-template-columns:156px minmax(0,360px);align-items:center;gap:18px;padding-top:0;display:grid}.guide-notice-planner__period-field>label{background:0 0;max-width:none;padding:0;font-size:14px;font-weight:700;position:static;top:auto;left:auto}.guide-notice-planner__period-field .preset-or-custom-number-field__options{background:#fff;height:40px;max-height:40px}.guide-notice-planner__period-field .preset-or-custom-number-field__options button{font-size:13px}.guide-notice-planner__field input[type=date]{background:var(--color-white);border:1px solid var(--color-border);color:var(--color-text);font:inherit;border-radius:4px;width:min(100%,220px);min-height:46px;padding:10px 14px;font-size:14px}.guide-notice-planner__field input[type=date]:focus-visible{border-color:var(--color-action);box-shadow:0 0 0 2px color-mix(in srgb, var(--color-action) 16%, transparent);outline:none}.guide-notice-planner__result{border-top:1px solid color-mix(in srgb, var(--color-action) 18%, var(--color-border));margin-top:22px;padding-top:20px;display:grid}.guide-notice-planner__result>span{color:var(--color-text-muted);font-size:12px;font-weight:650;line-height:1.35}.guide-notice-planner__result strong{color:var(--color-action);font-family:var(--font-optiml-display);margin-top:6px;font-size:32px;font-weight:600;line-height:1.15}.guide-notice-planner__result p{color:var(--color-text-muted);margin-top:5px;font-size:13px;line-height:1.45}.guide-notice-planner__note{color:var(--color-text-muted);margin-top:16px;font-size:12px;line-height:1.5}@media (max-width:640px){.guide-notice-planner{padding:22px 18px}.guide-notice-planner__field{align-items:stretch;display:grid}.guide-notice-planner__field>span{flex-basis:auto}.guide-notice-planner__period-field{grid-template-columns:1fr;align-items:stretch;gap:10px}.guide-notice-planner__field input[type=date]{width:100%}.guide-notice-planner__result strong{font-size:30px}}@keyframes guide-live-status-pulse{0%{box-shadow:0 0 0 0 color-mix(in srgb, var(--color-good) 42%, transparent)}65%,to{box-shadow:0 0 0 7px #0000}}@media (prefers-reduced-motion:reduce){.guide-live-rates__status:before{animation:none}}.guide-comparison{border-block:1px solid var(--color-border);grid-template-columns:repeat(2,minmax(0,1fr));margin-top:36px;display:grid}.guide-comparison section{padding-block:28px}.guide-comparison section+section{border-left:1px solid var(--color-border);padding-left:30px}.guide-comparison section:first-child{padding-right:30px}.guide-comparison h3{font-size:18px}.guide-comparison ul{gap:14px;margin:20px 0 0;padding:0;list-style:none;display:grid}.guide-comparison li{color:var(--color-text-muted);align-items:flex-start;gap:10px;line-height:1.5;display:flex}.guide-comparison li svg{color:var(--color-good);flex:none;width:17px;margin-top:3px}.guide-comparison--boxes{border:0;gap:18px}.guide-comparison--boxes section,.guide-comparison--boxes section:first-child,.guide-comparison--boxes section+section{border:1px solid var(--color-border);border-radius:4px;padding:22px 24px}.guide-comparison--boxes h3{font-size:17px;line-height:1.4}.guide-comparison--boxes ul{gap:0;margin-top:16px}.guide-comparison--boxes li{grid-template-columns:17px minmax(0,1fr);align-items:center;gap:12px;padding-block:9px;display:grid}.guide-comparison--boxes section:last-child li svg{color:var(--color-bad)}.guide-comparison--boxes section[data-icon=arrow] li svg{color:var(--color-action)}.guide-steps{--guide-step-size:34px;--guide-step-line-gap:8px;--guide-step-line-left:16px;--guide-step-line-offset:17px;margin:34px 0 0;padding:0;list-style:none;position:relative}.guide-steps li{grid-template-columns:var(--guide-step-size) minmax(0, 1fr);align-items:flex-start;gap:24px;padding:0 0 36px;display:grid;position:relative}.guide-steps li:not(:last-child):after{background:color-mix(in srgb, var(--color-action) 34%, var(--color-border));bottom:var(--guide-step-line-gap);content:"";left:var(--guide-step-line-left);top:calc(var(--guide-step-size) + var(--guide-step-line-gap));width:2px;position:absolute}.guide-steps li:last-child{padding-bottom:0}.guide-steps>li>span{background:var(--color-white);border:2px solid var(--color-action);color:var(--color-action);height:var(--guide-step-size);width:var(--guide-step-size);z-index:1;border-radius:50%;justify-content:center;align-items:center;font-size:13px;font-weight:800;line-height:1;display:flex;position:relative}.guide-steps>li:last-child>span{background:var(--color-action);color:var(--color-white)}.guide-steps h3{color:var(--color-text);padding-top:2px;font-size:17px;font-weight:700;line-height:1.35}.guide-steps p{color:var(--color-text-muted);max-width:66ch;margin-top:7px;font-size:15px;line-height:1.62}.guide-steps-note{border-top:0px solid var(--color-border);color:var(--color-text-muted);max-width:76ch;margin:16px 0 0;padding-top:20px;font-size:17px;line-height:1.7}.guide-tool{background:var(--color-white);margin-top:34px;scroll-margin-top:100px}.guide-tool__heading{grid-template-columns:minmax(0,1fr) minmax(280px,.72fr);align-items:end;gap:48px;display:grid}.guide-tool__heading>p,.guide-tool__heading>div:last-child>p{color:var(--color-text-muted);line-height:1.65}.guide-inline-link{color:var(--color-text);font:inherit;font-weight:inherit;-webkit-text-decoration-color:color-mix(in srgb, currentColor 45%, transparent);text-decoration-color:color-mix(in srgb, currentColor 45%, transparent);text-underline-offset:.18em;text-decoration-line:underline;text-decoration-thickness:1px;transition:color .15s ease-out,text-decoration-color .15s ease-out}.guide-inline-link svg{vertical-align:-.08em;width:.9em;height:.9em;margin-left:.18em;transition:transform .15s ease-out;display:inline}.guide-inline-link:hover{color:var(--color-action);text-decoration-color:currentColor}.guide-inline-link:hover svg{transform:translate(1px,-1px)}.guide-inline-link:focus-visible{outline:2px solid var(--color-action);outline-offset:3px;border-radius:2px}.guide-tool--compact-heading{margin-top:0}.guide-tool__compact-introduction{color:var(--color-text-muted);font-size:17px;line-height:1.7}.guide-tool--compact-heading>.guide-calculator,.guide-tool--compact-heading>.calculator{margin-top:24px}.guide-tool:not(.guide-tool--compact-heading)>.calculator{margin-top:42px}.guide-tool[data-calculator=emergency-fund-size]{padding-block:0}.guide-calculator{--guide-chart-difference:var(--color-optiml-mid-grey);--guide-chart-investment:var(--color-optiml-green);--guide-chart-saving:var(--color-optiml-sky);grid-template-columns:minmax(0,1fr);gap:20px;margin-top:42px;display:grid}.guide-calculator>section{background:var(--color-white);border:1px solid var(--color-border);border-radius:0}.guide-calculator>.guide-calculator__accordion{background:var(--color-white);border:1px solid var(--color-border);border-radius:6px}.guide-calculator__accordion-trigger{color:inherit;cursor:pointer;font:inherit;text-align:left;background:0 0;border:0;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:4px;width:100%;padding:24px 32px;display:grid}.guide-calculator__accordion-trigger:focus-visible{outline:2px solid var(--color-action);outline-offset:3px}.guide-calculator__accordion-trigger:hover{background:color-mix(in srgb, var(--color-action) 0%, var(--color-white))}.guide-calculator__accordion-heading{gap:4px;display:grid}.guide-calculator__accordion-heading strong{color:var(--color-text);font-size:18px;line-height:1.3}.guide-calculator__accordion-heading small{color:var(--color-text-muted);font-size:13px;font-weight:400;line-height:1.45}.guide-calculator__accordion-trigger svg{color:var(--color-text-muted);width:20px;height:20px;transition:transform .24s cubic-bezier(.22,1,.36,1)}.guide-calculator__accordion[data-open=true]>.guide-calculator__accordion-trigger svg{transform:rotate(180deg)}.guide-calculator__accordion-content{padding:0 32px 16px}.guide-calculator__accordion-content>.guide-calculator__projection-table{margin-top:16px}.guide-calculator>.guide-calculator__output{background:var(--color-white);border-top:4px solid var(--color-action)}.guide-calculator__output-part{min-width:0;padding:32px}.guide-calculator__output-part--results .guide-calculator__result strong,.guide-calculator__output-part--results .calculator-result-metric strong{font-size:clamp(20px, calc(54px - (var(--calculator-result-value-length,var(--guide-result-value-length,10)) * 2px)), 30px)}.guide-calculator__output-part+.guide-calculator__output-part{border-top:0px solid var(--color-border)}.guide-calculator__output-part--interpretation{margin-top:-32px}.guide-calculator__output-part--interpretation .guide-calculator__interpretation{margin-top:0}.guide-calculator__controls{padding:32px;display:grid}.guide-calculator__switch-header{margin:-32px -32px 8px}.guide-calculator--switchable .guide-calculator__switch-header+.guide-calculator__section-heading{margin-top:24px}.guide-calculator--switchable .guide-calculator__section-heading+[role=tabpanel]{margin-top:32px}.savings-planning-calculator{gap:0}.savings-planning-calculator>.savings-planning-calculator__header{padding:0}.savings-planning-calculator>.savings-planning-calculator__header .guide-calculator__switch-header{margin:0}.savings-planning-calculator__rate-note{color:var(--color-text-muted);padding:18px 32px;font-size:14px;line-height:1.55}.savings-planning-calculator__rate-note strong{color:var(--color-text)}.savings-planning-calculator__panel>.guide-calculator{margin-top:0}.savings-planning-calculator__panel>.guide-calculator>.guide-calculator__controls{border-top:0}.guide-calculator__section{min-width:0;padding:32px}.guide-calculator__section-heading{grid-column:1/-1;gap:12px;display:grid}.guide-calculator__section-heading-row{justify-content:space-between;align-items:flex-end;gap:20px;display:flex}.guide-calculator__section-heading-row[data-action-only=true]{justify-content:flex-end}.guide-calculator__section-heading-main{min-width:0}.guide-calculator__section-heading h3{font-size:18px;line-height:1.25}.guide-calculator__output-part--results .guide-calculator__section-heading h3{color:var(--color-optiml-navy)}.guide-calculator__section-heading p{color:var(--color-text-muted);max-width:82ch;font-size:15px;line-height:1.5}.guide-calculator__section-action{padding-top:3px}.guide-calculator__section-action:empty{display:none}.guide-calculator__input-group{grid-template-columns:minmax(0,1fr);gap:16px;min-width:0;padding-block:16px;display:grid}.guide-calculator__section-heading+.guide-calculator__input-group{margin-top:32px}.guide-calculator__section-heading[data-has-title=false]+.guide-calculator__input-group{margin-top:0}.guide-calculator__input-group h4{color:var(--color-action);align-items:center;gap:10px;font-size:13px;font-weight:700;line-height:1.35;display:flex}.guide-calculator__input-group h4:before{background:var(--color-border);content:"";flex:0 0 1.5px;height:14px}.guide-calculator__input-group h4:after{background:var(--color-border);content:"";flex:auto;height:1px}.guide-calculator__input-note{color:var(--color-text-muted);margin-top:-6px;font-size:13px;line-height:1.55}.guide-calculator__input-group[data-columns="1"] h4{width:calc(33.3333% - 14.6667px)}.guide-calculator__input-group[data-columns="2"] h4{width:calc(66.6667% - 7.33333px)}.guide-calculator__input-group-heading{align-items:center;gap:8px;width:calc(66.6667% - 7.33333px);display:flex}.guide-calculator__input-group-heading h4{flex:auto;min-width:0;width:auto!important}.savings-time-target__rate-switch{flex:none;align-items:center;gap:7px;display:flex}.savings-time-target__rate-switch>span{color:var(--color-text-muted);white-space:nowrap;font-size:12px;font-weight:650;line-height:1}.savings-time-target__rate-switch>span[data-active=true]{color:var(--color-action)}.guide-calculator__input-fields{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;display:grid}.guide-calculator__investment-rate{grid-column:2}.guide-calculator__submit{border-top:1px solid var(--color-border);margin-top:16px;padding-top:24px;display:flex}.guide-calculator__submit .button{width:100%;font-weight:550;transform:none}.guide-calculator__submit .button:hover,.guide-calculator__submit .button:active{transform:none}.guide-calculator__section--revealed{transform-origin:50% 0;animation:.48s cubic-bezier(.22,1,.36,1) both guide-calculator-result-in}.guide-calculator__section--revealed .guide-calculator__summary{animation:.42s cubic-bezier(.22,1,.36,1) 90ms both guide-calculator-result-content-in}.guide-calculator__section--revealed .guide-calculator__output-part--interpretation{animation:.42s cubic-bezier(.22,1,.36,1) .15s both guide-calculator-result-content-in}@keyframes guide-calculator-result-in{0%{opacity:0;transform:translateY(12px)scale(.992)}to{opacity:1;transform:translateY(0)}}@keyframes guide-calculator-result-content-in{0%{opacity:0;transform:translateY(7px)}to{opacity:1;transform:translateY(0)}}.guide-calculator__summary{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:32px;margin-bottom:8px;display:grid}.guide-calculator__summary--two{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-calculator__summary--three{grid-template-columns:repeat(3,minmax(0,1fr))}.guide-calculator__summary--five{grid-template-columns:repeat(5,minmax(0,1fr))}.guide-calculator__result{border-top:0px solid var(--color-optiml-mid-grey);padding-top:0}.guide-calculator__result[data-tone=saving]{border-color:var(--guide-chart-saving)}.guide-calculator__result[data-tone=investment]{border-color:var(--guide-chart-investment)}.guide-calculator__result[data-tone=target]{border-color:var(--color-action)}.guide-calculator__result[data-tone=shortfall]{border-color:var(--color-optiml-red)}.guide-calculator__result[data-tone=positive],.guide-calculator__result[data-tone=negative]{border-color:var(--guide-chart-difference)}.guide-calculator__result[data-tone=positive] strong{color:var(--color-good)}.guide-calculator__result[data-tone=negative] strong{color:var(--color-optiml-red)}.guide-calculator__result span{color:var(--color-text-muted);font-size:12px;display:block}.guide-calculator__result strong{color:var(--color-text);font-size:clamp(16px, calc(49px - (var(--guide-result-value-length,10) * 2px)), 25px);white-space:nowrap;margin-top:5px;line-height:1.2;display:block}.guide-calculator__result small{color:var(--color-text-muted);margin-top:5px;font-size:11px;line-height:1.4;display:block}.short-term-cash-planner__needs{gap:18px;margin-top:30px;display:grid}.short-term-cash-planner__need{border:0;border-top:1px solid var(--color-border);grid-template-columns:minmax(0,1fr) minmax(0,.72fr) minmax(0,1fr) 38px;align-items:start;gap:18px;min-width:0;margin:0;padding:23px 0 0;display:grid}.short-term-cash-planner__need legend{color:var(--color-action);float:left;padding:0 9px 0 0;font-size:12px;font-weight:750;line-height:1.3}.short-term-cash-planner__need legend+.calculator-field{clear:both}.short-term-cash-planner__remove{align-self:center;width:38px;height:38px;margin-top:8px}.short-term-cash-planner__remove svg{width:17px;height:17px}.short-term-cash-planner__add{justify-self:start;margin-top:20px}.short-term-cash-planner__add svg{width:16px;height:16px}.short-term-cash-planner__allocations{border-top:1px solid var(--color-border);margin-top:26px}.short-term-cash-planner__allocations article{grid-template-columns:minmax(175px,.42fr) minmax(0,1fr);gap:8px 24px;padding:20px 0;display:grid}.short-term-cash-planner__allocations article+article{border-top:1px solid var(--color-border)}.short-term-cash-planner__allocations article>div{flex-wrap:wrap;align-items:baseline;gap:7px 14px;display:flex}.short-term-cash-planner__allocations article>div span{color:var(--color-action);width:100%;font-size:13px;font-weight:750}.short-term-cash-planner__allocations article>div strong{color:var(--color-text);font-size:25px;line-height:1.15}.short-term-cash-planner__allocations p{color:var(--color-text);margin:0;font-size:14px;font-weight:650;line-height:1.45}.short-term-cash-planner__allocations small{color:var(--color-text-muted);grid-column:2;font-size:12px;line-height:1.5}.short-term-cash-planner__empty{border:1px solid var(--color-border);border-top:4px solid var(--color-action);color:var(--color-text-muted);margin:0;padding:26px 32px;font-size:14px;line-height:1.55}.short-term-cash-needs__timeline{border-top:1px solid var(--color-border);margin-top:26px}.short-term-cash-needs__timeline article{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:20px;padding:18px 0;display:grid}.short-term-cash-needs__timeline article+article{border-top:1px solid var(--color-border)}.short-term-cash-needs__timeline article div{gap:4px;display:grid}.short-term-cash-needs__timeline strong{color:var(--color-text);font-size:14px}.short-term-cash-needs__timeline span{color:var(--color-text-muted);font-size:12px}.short-term-cash-needs__timeline em{color:var(--color-action);font-size:11px;font-style:normal;font-weight:700}.short-term-cash-needs__timeline b{color:var(--color-action);white-space:nowrap;font-size:20px}.short-term-cash-context-help .info-tooltip__content{color:var(--color-text-muted);gap:0;width:min(360px,100vw - 32px);padding:18px 20px 20px;font-size:13px;display:grid}.short-term-cash-context-help__title{color:var(--color-text);padding-right:30px;font-size:14px;font-weight:700;line-height:1.35;display:block}.short-term-cash-context-help .info-tooltip__content>.short-term-cash-context-help__description{margin:8px 0 0;font-size:13px;line-height:1.45;display:block}.short-term-cash-context-help .info-tooltip__content>.short-term-cash-context-help__description--follow-up{margin-top:10px}.short-term-cash-context-help .info-tooltip__content>.short-term-cash-context-help__guideline{border-block:1px solid var(--color-border);gap:2px;margin-top:12px;padding-block:10px;display:grid}.short-term-cash-context-help__guideline strong{color:var(--color-text);font-size:14px;font-weight:700;line-height:1.4}.short-term-cash-context-help__guideline span{color:var(--color-text-muted);font-size:12px;line-height:1.45;display:block}.short-term-cash-context-help .info-tooltip__content>.short-term-cash-context-help__note{border-top:1px solid var(--color-border);color:var(--color-text-muted);margin-top:12px;padding-top:10px;font-size:12px;line-height:1.5;display:block}.short-term-cash-context-help .info-tooltip__content>.short-term-cash-context-help__actions{flex-wrap:wrap;align-items:stretch;gap:8px;margin-top:14px;display:flex}.short-term-cash-context-help__actions>.short-term-cash-context-help__action-link{border:1px solid var(--color-border);color:var(--color-text);text-align:left;border-radius:4px;grid-template-columns:max-content 15px;align-items:center;gap:9px;width:auto;min-height:36px;padding:8px 13px;font-size:12px;font-weight:650;line-height:1.35;text-decoration:none;display:inline-grid}.short-term-cash-context-help__action-link>span{padding-left:0}.short-term-cash-context-help__action-link>svg{color:var(--color-action);stroke-width:1.8px;width:15px;height:15px}.short-term-cash-context-help__actions>.short-term-cash-context-help__action-link:hover,.short-term-cash-context-help__actions>.short-term-cash-context-help__action-link:focus-visible{background:color-mix(in srgb, var(--color-action) 8%, var(--color-white));color:var(--color-action)}.short-term-cash-result-plan{gap:14px;min-width:0;display:grid}.short-term-cash-result-plan__summary{background:var(--color-white);border:1px solid var(--color-border);border-left:3px solid var(--color-border);border-radius:0;gap:20px;margin:16px 0 8px;padding:22px;display:grid}.short-term-cash-result-plan__summary[data-tone=negative]{border-left-color:var(--color-bad)}.short-term-cash-result-plan__summary[data-tone=positive]{border-left-color:var(--color-good)}.short-term-cash-result-plan__summary[data-tone=warning]{border-left-color:var(--color-optiml-red)}.short-term-cash-result-plan__summary-heading{gap:var(--content-heading-gap);display:grid}.short-term-cash-result-plan__summary-heading h3{color:var(--color-text);letter-spacing:-.02em;margin:0;font-size:42px;font-weight:700;line-height:1.12}.short-term-cash-result-plan__summary-description{color:var(--color-text-muted);width:100%;max-width:none;font-size:16px;font-weight:400;line-height:1.75}.short-term-cash-result-plan__summary-description p{width:100%;max-width:none}.short-term-cash-result-plan__status.calculator-information-panel{border:0;border-radius:0;padding:0}.short-term-cash-result-plan__status[data-prominence=large] .calculator-information-panel__value{letter-spacing:-.01em;font-size:clamp(24px,2.5vw,30px);font-weight:650}.short-term-cash-result-plan__update-actions{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;display:grid}.short-term-cash-result-plan__update-actions .button{width:100%;min-width:0;padding-inline:8px;font-size:12px}.short-term-cash-result-plan__update-actions .button:last-child{border-color:var(--color-border);color:var(--color-text)}.short-term-cash-result-plan__update-actions .button:last-child:hover,.short-term-cash-result-plan__update-actions .button:last-child:focus-visible{background:var(--color-surface-subtle);border-color:var(--color-action);color:var(--color-action)}.short-term-cash-result-plan__planner{--short-term-cash-plan-rail-width:340px;gap:14px;min-width:0;margin-top:0;display:grid}.short-term-cash-result-plan__controls{--balance-timeline-external-goal-guide-height:72px;border-left:0px solid var(--color-border);border-top:1px solid var(--color-border);grid-template-columns:minmax(0, 1fr) var(--short-term-cash-plan-rail-width);z-index:1;align-items:center;gap:14px;min-width:0;min-height:42px;padding-top:14px;display:grid;position:relative}.short-term-cash-result-plan__control-actions{justify-content:flex-end;align-items:center;gap:12px;min-width:0;display:flex}.short-term-cash-result-plan__controls[data-options-visible=false]{--balance-timeline-external-goal-guide-height:72px;grid-template-rows:auto auto;grid-template-columns:minmax(0,1fr);row-gap:4px}.short-term-cash-result-plan__controls[data-options-visible=false]>.balance-timeline-chart__goal-rail--aligned{grid-area:2/1;padding-right:40px}.short-term-cash-result-plan__controls[data-options-visible=false]>.short-term-cash-result-plan__control-actions{grid-area:1/1;place-self:center end}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned{grid-template-columns:calc(1px + 20px + var(--balance-timeline-chart-y-gutter) + 14px) minmax(0, 1fr);width:100%;padding-right:39px}.short-term-cash-result-plan__panel-toggle{border:1px solid var(--color-border);color:var(--color-text-muted);cursor:pointer;background:0 0;border-radius:4px;flex:none;justify-content:center;align-items:center;width:42px;height:42px;padding:0;display:inline-flex}.short-term-cash-result-plan__panel-toggle:hover,.short-term-cash-result-plan__panel-toggle:focus-visible{background:var(--color-surface-subtle);color:var(--color-action)}.short-term-cash-result-plan__panel-toggle:focus-visible{outline:2px solid var(--color-action);outline-offset:2px}.short-term-cash-result-plan__workspace{grid-template-columns:minmax(0, 1fr) var(--short-term-cash-plan-rail-width);align-items:stretch;gap:14px;min-width:0;height:520px;display:grid}.short-term-cash-result-plan__workspace[data-options-visible=false]{grid-template-columns:minmax(0,1fr)}.short-term-cash-result-plan__block{background:var(--color-white);border:1px solid var(--color-border);border-radius:0;gap:10px;min-width:0;padding:20px;display:grid}.short-term-cash-result-plan__block--chart{grid-template-rows:minmax(0,1fr);min-height:0}.short-term-cash-result-plan__block--chart .balance-timeline-chart{margin:0}.short-term-cash-result-plan__block--remedies{grid-template-rows:auto minmax(0,1fr);align-content:stretch;align-self:stretch;width:100%;min-height:0;overflow:hidden;container:plan-options-panel/inline-size}.short-term-cash-result-plan__block--remedies>.calculator-information-panel{align-self:start}.short-term-cash-result-plan__block-toolbar{justify-content:space-between;align-items:center;gap:16px;display:flex}.short-term-cash-result-plan__block-heading{align-items:center;gap:6px;min-width:0;display:flex}.short-term-cash-result-plan__block-heading h4{color:var(--color-text);margin:0;font-size:18px;font-weight:650;line-height:1.3}.short-term-cash-result-plan__block--remedies[data-on-track=true]{gap:18px}.short-term-cash-result-plan__block--remedies[data-on-track=true] .short-term-cash-result-plan__block-heading h4{font-size:19px}.short-term-cash-on-track{grid-template-rows:auto minmax(0,1fr) auto;gap:14px;height:100%;min-height:0;display:grid}.short-term-cash-on-track__status{background:color-mix(in srgb, var(--color-good) 5%, var(--color-white));border-left:3px solid var(--color-good);gap:8px;padding:16px 18px;display:grid}.short-term-cash-on-track__status-heading{color:var(--color-good)}.short-term-cash-on-track__status-heading>strong{color:var(--color-good);font-size:25px;font-weight:650;line-height:1.2}.short-term-cash-on-track__status>p{color:var(--color-text-muted);margin:0;font-size:13px;line-height:1.5}.short-term-cash-on-track__commitments{grid-template-rows:auto minmax(0,1fr);min-height:0;margin-top:16px;display:grid}.short-term-cash-on-track__commitments h5{border-bottom:1px solid var(--color-border);color:var(--color-text);margin:0;padding-bottom:9px;font-size:15px;font-weight:650;line-height:1.35}.short-term-cash-on-track__metrics{grid-auto-rows:minmax(0,1fr);height:100%;margin:0;padding:0;list-style:none;display:grid}.short-term-cash-on-track__metrics li{border-bottom:1px solid var(--color-border);align-content:center;gap:4px;min-height:0;padding:9px 0 10px;display:grid}.short-term-cash-on-track__metrics li:last-child{border-bottom:0}.short-term-cash-on-track__metric-value{color:var(--color-text);letter-spacing:-.02em;font-size:20px;font-weight:550;line-height:1.05}.short-term-cash-on-track__metric-value>span{color:var(--color-text-muted);letter-spacing:0;white-space:nowrap;margin-left:5px;font-size:12px;font-weight:550}.short-term-cash-on-track__metric-label{color:var(--color-text);font-size:13px;font-weight:550;line-height:1.35}.short-term-cash-on-track__review{gap:3px;display:grid}.short-term-cash-on-track__review a{color:var(--color-action);text-underline-offset:3px;justify-self:start;font-size:14px;font-weight:650;line-height:1.4;text-decoration-thickness:1px}.short-term-cash-on-track__review a:hover{text-decoration-thickness:2px}.short-term-cash-on-track__review a:focus-visible{outline:2px solid var(--color-action);outline-offset:3px;border-radius:2px}.short-term-cash-on-track__updated{gap:8px;display:grid}.short-term-cash-on-track[data-updated=true]{gap:10px}.short-term-cash-on-track[data-updated=true] .short-term-cash-on-track__commitments{margin-top:8px}.short-term-cash-on-track[data-updated=true] .short-term-cash-on-track__metrics{grid-auto-rows:minmax(58px,1fr)}.short-term-cash-on-track[data-updated=true] .short-term-cash-on-track__metrics li{padding-block:6px 7px}.calculator-result-accordion-stack>.calculator-result-accordion{border-radius:0}.short-term-cash-plan-overview{min-width:0}.short-term-cash-plan-overview__metrics{grid-template-columns:repeat(3,minmax(0,1fr));margin:0;display:grid}.short-term-cash-plan-overview__metric{border-top:1px solid var(--color-border);min-width:0;padding:18px clamp(12px,2vw,28px) 20px}.short-term-cash-plan-overview__metric:nth-child(3n+1){padding-inline-start:0}.short-term-cash-plan-overview__metric:nth-child(3n){padding-inline-end:0}.short-term-cash-plan-overview__metric dt{color:var(--color-text-muted);font-size:12px;font-weight:600;line-height:1.35}.short-term-cash-plan-overview__metric dd{gap:4px;margin:6px 0 0;display:grid}.short-term-cash-plan-overview__metric strong{color:var(--color-text);white-space:nowrap;font-size:clamp(24px,2.5vw,30px);font-weight:600;line-height:1.08}.short-term-cash-plan-overview__metric span{color:var(--color-text-muted);font-size:12px;line-height:1.45}.short-term-cash-plan-overview__metric[data-tone=positive] strong{color:var(--color-optiml-green)}.short-term-cash-plan-overview__metric[data-tone=negative] strong{color:var(--color-bad)}.short-term-cash-plan-overview__actions{border-top:1px solid var(--color-border);padding-top:20px}.short-term-cash-plan-overview__actions a{color:var(--color-action);text-underline-offset:4px;font-size:14px;font-weight:600;text-decoration-thickness:1px}.short-term-cash-plan-overview__actions a:hover{text-decoration-thickness:2px}.short-term-cash-plan-overview__actions a:focus-visible{outline:2px solid var(--color-action);outline-offset:4px;border-radius:2px}.short-term-cash-calculator__disclaimer.calculator-notice{background:var(--color-surface-subtle);border:1px solid var(--color-border);color:var(--color-text-muted);gap:12px;margin-top:10px;padding:24px 28px;font-size:14px;line-height:1.65;display:grid}.short-term-cash-calculator__disclaimer.calculator-notice>strong{color:var(--color-text);font-size:18px;line-height:1.35}.short-term-cash-calculator__disclaimer.calculator-notice>span{display:block}.short-term-cash-remedies{grid-template-rows:minmax(0,1fr) auto;align-content:stretch;min-width:0;min-height:0;margin:0;display:grid;overflow:hidden}.short-term-cash-remedies__help{flex:none}.short-term-cash-remedies__help>button{cursor:help;border-radius:50%;justify-content:center;width:24px;height:24px;padding:0}.short-term-cash-remedies__help>button svg{width:14px;height:14px}.short-term-cash-remedies__help .info-tooltip__content{width:min(340px,100vw - 32px)}.short-term-cash-remedies__intro{align-content:start;gap:12px;padding-top:12px;display:grid}.short-term-cash-remedies__intro p{color:var(--color-text-muted);margin:0;font-size:13px;line-height:1.55}.short-term-cash-remedies__explore{justify-self:start;margin-top:16px}.short-term-cash-remedies__option-list{overscroll-behavior:contain;scrollbar-gutter:stable;border:0;align-content:start;gap:22px;min-width:0;min-height:0;margin:0;padding:12px 4px 12px 0;display:grid;overflow-y:auto}.short-term-cash-remedies__option-intro{color:var(--color-text-muted);margin:0 0 2px;font-size:12px;line-height:1.5}.short-term-cash-remedies__option-card{background:var(--color-white);border:1px solid var(--color-border);cursor:pointer;grid-template-columns:20px minmax(0,1fr);gap:11px;padding:13px 14px;display:grid;position:relative}.short-term-cash-remedies__option-card:hover{background:var(--color-surface-subtle);border-color:color-mix(in srgb, var(--color-good) 42%, var(--color-border))}.short-term-cash-remedies__option-card:has(input:focus-visible){outline:2px solid var(--color-action);outline-offset:2px}.short-term-cash-remedies__option-card[data-selected=true]{background:color-mix(in srgb, var(--color-good) 5%, var(--color-white));border-color:var(--color-good);box-shadow:inset 2px 0 0 var(--color-good)}.short-term-cash-remedies__option-card>input{accent-color:var(--color-good);cursor:pointer;z-index:2;width:18px;height:18px;margin:2px 0 0;position:relative}.short-term-cash-remedies__option-copy{gap:6px;min-width:0;display:grid}.short-term-cash-remedies__option-heading{cursor:pointer;gap:3px;display:grid}.short-term-cash-remedies__option-heading:after{content:"";z-index:1;position:absolute;inset:0}.short-term-cash-remedies__option-label{color:var(--color-good);letter-spacing:.01em;text-transform:uppercase;font-size:12px;font-weight:700}.short-term-cash-remedies__option-title{color:var(--color-text);font-size:15px;font-weight:650;line-height:1.35}.short-term-cash-remedies__option-outcome,.short-term-cash-remedies__option-card li{color:var(--color-text-muted);font-size:12px;line-height:1.5}.short-term-cash-remedies__option-card ul{gap:6px;margin:0;padding-inline-start:0;list-style-position:inside;display:grid}.short-term-cash-remedies__option-actions{border-top:1px solid var(--color-border);grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch;gap:8px;padding-top:14px;display:grid}.short-term-cash-remedies__option-actions .button{white-space:nowrap;width:100%;min-height:42px;font-weight:550}@container calculator (min-width:981px){.short-term-cash-result-plan__block--chart .balance-timeline-chart{grid-template-rows:minmax(0,1fr) auto;height:100%;min-height:0;display:grid}.short-term-cash-result-plan__block--chart .balance-timeline-chart__canvas{grid-template-rows:minmax(0,1fr);min-height:0;display:grid}.short-term-cash-result-plan__block--chart .balance-timeline-chart__viewport{min-height:0}.short-term-cash-result-plan__block--chart .balance-timeline-chart__viewport>svg{height:100%}.short-term-cash-result-plan__block--remedies[data-on-track=true]{grid-template-rows:auto minmax(0,1fr);align-self:stretch;overflow:hidden}}.calculator-dialog__backdrop:has(.short-term-cash-plan-journey){--short-term-cash-plan-dialog-block-gutter:clamp(20px, 4dvh, 40px);--short-term-cash-plan-dialog-inline-gutter:clamp(24px, 3vw, 48px);padding:var(--short-term-cash-plan-dialog-block-gutter) var(--short-term-cash-plan-dialog-inline-gutter)}.calculator-dialog:has(.short-term-cash-plan-journey){--short-term-cash-plan-dialog-inline-padding:clamp(64px, 6vw, 80px);border:1px solid var(--color-border);box-shadow:none;height:min(840px, calc(100dvh - var(--short-term-cash-plan-dialog-block-gutter) - var(--short-term-cash-plan-dialog-block-gutter)));max-height:calc(100dvh - var(--short-term-cash-plan-dialog-block-gutter) - var(--short-term-cash-plan-dialog-block-gutter));width:min(1150px,100%);max-width:1150px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header{padding:48px var(--short-term-cash-plan-dialog-inline-padding) 24px;border-bottom:0;grid-template-columns:minmax(0,1fr) 44px;gap:18px 24px;display:grid}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__heading{grid-area:1/1;gap:8px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__heading h2{letter-spacing:-.012em;font-size:23px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__heading p{max-width:780px;font-size:14px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__close{border-radius:4px;grid-area:1/2;transition:background-color .14s,border-color .14s,color .14s}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__close:hover{background:var(--color-surface-subtle)}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header-content{grid-area:2/1/auto/-1;min-width:0}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__body{padding:0 var(--short-term-cash-plan-dialog-inline-padding)}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__footer{padding:14px calc(var(--short-term-cash-plan-dialog-inline-padding) + 10px) 14px var(--short-term-cash-plan-dialog-inline-padding);border-top:0}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__footer .button{min-width:104px;min-height:42px;padding-inline:18px;font-size:15px}.calculator-dialog__body:has(>.short-term-cash-plan-journey){display:grid;overflow:hidden}.short-term-cash-plan-journey{grid-template-rows:minmax(0,1fr);min-width:0;height:100%;min-height:0;display:grid;overflow:hidden}.short-term-cash-plan-journey__progress{grid-template-rows:46px 3px;grid-template-columns:max-content minmax(0,1fr);gap:10px 16px;display:grid;position:relative}.short-term-cash-plan-journey__step-count{color:var(--color-text-muted);grid-area:1/1;align-self:center;font-size:14px;font-weight:650;line-height:1.35}.short-term-cash-plan-journey__progress-track{background:var(--color-border);border-radius:999px;grid-area:2/1/auto/-1;width:100%;height:3px;overflow:hidden}.short-term-cash-plan-journey__progress-track>span{background:var(--color-action);border-radius:inherit;height:100%;transition:width .18s;display:block}.short-term-cash-plan-journey__completed-steps{scrollbar-width:thin;flex-wrap:nowrap;grid-area:1/2;justify-content:flex-end;align-items:center;gap:8px;min-width:0;max-width:100%;height:46px;padding:1px;display:flex;overflow-x:auto}.short-term-cash-plan-journey__completed-step{background:var(--color-good-bg);border:1px solid color-mix(in srgb, var(--color-good) 55%, var(--color-border));color:var(--color-text);cursor:pointer;font:inherit;white-space:nowrap;border-radius:4px;flex:none;justify-content:center;align-items:center;gap:6px;min-height:44px;padding:9px 12px;font-size:13px;font-weight:650;line-height:1.25;display:inline-flex}.short-term-cash-plan-journey__completed-step>svg{color:var(--color-good);stroke-width:2.25px;width:15px;height:15px}.short-term-cash-plan-journey__completed-step:hover{background:color-mix(in srgb, var(--color-good) 13%, var(--color-white));border-color:var(--color-good)}.short-term-cash-plan-journey__completed-step:focus-visible{outline:2px solid var(--color-action);outline-offset:2px}.short-term-cash-plan-journey__completed-step[aria-current=step]{border-color:var(--color-good);box-shadow:inset 0 0 0 1px var(--color-good)}.short-term-cash-plan-journey__completed-step:disabled{cursor:wait;opacity:.55}.short-term-cash-plan-journey__step-body{overscroll-behavior:contain;scrollbar-gutter:stable;min-width:0;min-height:0;padding:28px 6px 0 0;overflow-y:auto}.short-term-cash-plan-journey__screen{gap:26px;min-width:0;padding-right:4px;display:grid}.short-term-cash-plan-journey__goal-context{gap:22px;max-width:860px;margin-bottom:16px;display:grid}.short-term-cash-plan-journey__question{gap:22px;min-width:0;margin-bottom:22px;display:grid}.short-term-cash-plan-journey__question--divided{margin-top:16px;padding-top:0}.short-term-cash-plan-journey__screen h3,.short-term-cash-plan-journey__screen h4{color:var(--color-text);margin:0;font-weight:650;line-height:1.25}.short-term-cash-plan-journey__question-heading{align-items:center;gap:6px;min-width:0;display:flex}.short-term-cash-plan-journey__limits-help{flex:none}.short-term-cash-plan-journey__limits-help>button{border-radius:50%;justify-content:center;width:24px;height:24px;padding:0}.short-term-cash-plan-journey__limits-help>button svg{width:16px;height:16px}.short-term-cash-plan-journey__limits-help .info-tooltip__content{width:min(360px,100vw - 32px)}.short-term-cash-plan-journey__screen h3{letter-spacing:-.012em;text-wrap:balance;max-width:520px;font-size:24px}.short-term-cash-plan-journey__screen h4{text-wrap:balance;max-width:520px;font-size:16px}.short-term-cash-plan-journey__screen h3:focus-visible,.short-term-cash-plan-journey__step-body>div[tabindex="-1"]:focus-visible{outline:2px solid var(--color-action);outline-offset:3px}.short-term-cash-plan-journey__screen>p,.short-term-cash-plan-journey__goal-context>p,.short-term-cash-plan-journey__question>p{color:var(--color-text-muted);margin:0;font-size:14px;line-height:1.55}.short-term-cash-plan-journey__screen>p{max-width:860px}.short-term-cash-plan-journey__single-field{width:100%;max-width:440px;margin-top:4px}.short-term-cash-plan-journey__single-field .calculator-field{margin:0}.short-term-cash-plan-journey__answer-row{--short-term-cash-plan-choice-width:132px;grid-template-columns:max-content minmax(200px,220px);justify-content:space-between;align-items:end;gap:24px;width:100%;min-width:0;display:grid}.short-term-cash-plan-journey__answer-row .short-term-cash-plan-journey__choice-fieldset{margin:0}.short-term-cash-plan-journey__answer-row .short-term-cash-plan-journey__single-field{width:100%;max-width:none;margin:0}.short-term-cash-plan-journey__choice-fieldset{border:0;min-width:0;margin:4px 0 0;padding:0}.short-term-cash-plan-journey__choices{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;min-width:0;display:grid}.short-term-cash-plan-journey__choices[data-option-count="4"]{grid-template-columns:repeat(2,minmax(0,1fr))}.short-term-cash-plan-journey__choices--compact{grid-template-columns:repeat(4, var(--short-term-cash-plan-choice-width));gap:10px;max-width:none}.short-term-cash-plan-journey__choice{background:var(--color-white);border:1px solid var(--color-border);box-shadow:none;color:var(--color-text);cursor:pointer;font:inherit;text-align:left;border-radius:4px;align-content:start;gap:5px;min-height:72px;padding:13px 14px;transition:background-color .14s,border-color .14s,color .14s;display:grid}.short-term-cash-plan-journey__choices--compact .short-term-cash-plan-journey__choice{text-align:center;height:44px;min-height:44px;width:var(--short-term-cash-plan-choice-width);align-content:center;padding:0 10px}.short-term-cash-plan-journey__choices--compact .short-term-cash-plan-journey__choice>span{font-size:13px}.short-term-cash-plan-journey__choice>span{font-size:15px;font-weight:550;line-height:1.35}.short-term-cash-plan-journey__choice>small{color:var(--color-text-muted);font-size:12px;line-height:1.4}.short-term-cash-plan-journey__choice:hover{background:var(--color-surface-subtle);border-color:color-mix(in srgb, var(--color-action) 45%, var(--color-border))}.short-term-cash-plan-journey__choice:focus-visible{outline:2px solid var(--color-action);outline-offset:2px}.short-term-cash-plan-journey__choice[data-selected=true]{background:color-mix(in srgb, var(--color-action) 8%, var(--color-white));border-color:var(--color-action);border-width:1px}.short-term-cash-plan-journey__choice[data-selected=true]>span{color:var(--color-action);font-weight:600}.short-term-cash-plan-journey__choice:disabled{cursor:wait;opacity:.55}.short-term-cash-plan-journey__review-list{gap:8px;margin:0;padding:0;list-style:none;display:grid}.short-term-cash-plan-journey__review-list li{gap:4px;padding:6px 0;display:grid}.short-term-cash-plan-journey__review-list strong{color:var(--color-text);font-size:13px;line-height:1.4}.short-term-cash-plan-journey__review-list span{color:var(--color-text-muted);font-size:12px;line-height:1.45}@container calculator (min-width:900px){.short-term-cash-context-help-fields>.calculator-field-group__heading{position:relative}.short-term-cash-context-help-fields .short-term-cash-context-help{position:static}.short-term-cash-context-help-fields .short-term-cash-context-help .info-tooltip__content{top:-8px;left:calc(100% + 16px);right:auto}}@container calculator (max-width:899px){.short-term-cash-context-help-fields>.calculator-field-group__heading{flex-wrap:wrap}.short-term-cash-context-help-fields .short-term-cash-context-help{display:contents}.short-term-cash-context-help-fields .short-term-cash-context-help>button{flex:0 0 24px;order:1}.short-term-cash-context-help-fields .short-term-cash-context-help .info-tooltip__content{opacity:1;visibility:visible;flex:0 0 100%;order:2;width:100%;margin-top:10px;display:none;position:relative;top:auto;left:auto;right:auto;transform:none}.short-term-cash-context-help-fields .short-term-cash-context-help[data-open=true] .info-tooltip__content{display:grid}}@container calculator (max-width:980px){.short-term-cash-result-plan__controls{--balance-timeline-external-goal-guide-height:130px;grid-template-columns:minmax(0,1fr)}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned{padding-right:40px}.short-term-cash-result-plan__control-actions{grid-row:2;justify-self:end}.short-term-cash-result-plan__workspace{grid-template-columns:minmax(0,1fr);gap:16px;height:auto}.short-term-cash-result-plan__block--remedies{grid-template-rows:none;align-content:start;overflow:visible}.short-term-cash-remedies{grid-template-rows:auto auto;overflow:visible}.short-term-cash-remedies__option-list{scrollbar-gutter:auto;overflow-y:visible}}@container calculator (max-width:820px){.short-term-cash-plan-overview__metrics{grid-template-columns:repeat(2,minmax(0,1fr))}.short-term-cash-plan-overview__metric,.short-term-cash-plan-overview__metric:nth-child(3n+1),.short-term-cash-plan-overview__metric:nth-child(3n){padding-inline:clamp(12px,3vw,24px)}.short-term-cash-plan-overview__metric:nth-child(odd){padding-inline-start:0}.short-term-cash-plan-overview__metric:nth-child(2n){padding-inline-end:0}}@container calculator (max-width:650px){.short-term-cash-result-plan__summary-heading h3{font-size:32px}.short-term-cash-result-plan__controls{align-items:stretch}.short-term-cash-result-plan__control-actions{justify-content:flex-end}.short-term-cash-result-plan__update-actions{grid-template-columns:minmax(0,1fr);align-items:stretch}.short-term-cash-result-plan__update-actions .button{width:100%;min-height:44px}}@container calculator (max-width:562px){.short-term-cash-result-plan__controls[data-options-visible=false]>.balance-timeline-chart__goal-rail--aligned{grid-row:1}.short-term-cash-result-plan__controls[data-options-visible=false]>.short-term-cash-result-plan__control-actions{grid-row:2;padding-left:0}.short-term-cash-result-plan__controls .balance-timeline-chart__goal-rail-tooltip{display:none}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned{grid-template-columns:minmax(0,1fr);align-items:start;gap:8px;padding:0}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned ul{scrollbar-width:thin;align-items:stretch;gap:4px;height:auto;display:flex;overflow-x:auto}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned li,.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned li[data-edge=start],.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned li[data-edge=end]{flex:none;width:auto;height:auto;position:static;transform:none}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned button,.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned li[data-edge=end] button{flex-direction:row;transform:none}.short-term-cash-result-plan__controls>.balance-timeline-chart__goal-rail--aligned li:after{display:none}}@container plan-options-panel (max-width:520px){.short-term-cash-result-plan__block-heading{flex-wrap:nowrap;width:100%;position:relative}.short-term-cash-remedies__help{display:inline-flex;position:static}.short-term-cash-remedies__help .info-tooltip__content{opacity:0;visibility:hidden;width:auto;margin-top:0;position:absolute;top:calc(100% + 8px);left:0;right:0;transform:translateY(-4px)}.short-term-cash-remedies__help[data-open=true] .info-tooltip__content{opacity:1;visibility:visible;transform:translateY(0)}}@container calculator (max-width:520px){.short-term-cash-plan-overview__metrics{grid-template-columns:minmax(0,1fr)}.short-term-cash-plan-overview__metric,.short-term-cash-plan-overview__metric:nth-child(-n+2),.short-term-cash-plan-overview__metric:nth-child(odd),.short-term-cash-plan-overview__metric:nth-child(2n){border-top:1px solid var(--color-border);padding:18px 0 20px}.short-term-cash-plan-overview__metric strong{font-size:26px}}@media (max-width:980px){.short-term-cash-plan-journey__answer-row{grid-template-columns:minmax(0,1fr);align-items:start}.short-term-cash-plan-journey__answer-row .short-term-cash-plan-journey__single-field{max-width:280px}}@media (min-width:621px){.calculator-dialog:has(.short-term-cash-plan-journey){box-shadow:none}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header-content{transform:translateY(8px)}}@media (min-width:621px) and (max-height:749px){.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header{gap-block:16px;padding-block:40px 18px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__footer{padding-block:12px 16px}.short-term-cash-plan-journey__step-body{padding-top:24px}.short-term-cash-plan-journey__screen{gap:14px}.short-term-cash-plan-journey__goal-context{gap:14px;margin-bottom:4px}.short-term-cash-plan-journey__question{gap:14px;margin-bottom:16px}.short-term-cash-plan-journey__question--divided{margin-top:4px}}@media (min-width:1200px){.calculator-dialog:has(.short-term-cash-plan-journey){--short-term-cash-plan-dialog-inline-padding:clamp(112px, 9vw, 128px)}}@media (min-width:621px) and (min-height:900px){.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header{gap-block:24px;padding-block:56px 24px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__footer{padding:50px calc(var(--short-term-cash-plan-dialog-inline-padding) + 10px) 50px var(--short-term-cash-plan-dialog-inline-padding)}.short-term-cash-plan-journey__step-body{padding-top:32px}.short-term-cash-plan-journey__screen{gap:20px}.short-term-cash-plan-journey__goal-context{margin-bottom:12px}}@media (min-width:621px){.short-term-cash-plan-journey__goal-context{gap:18px;margin-bottom:0}.short-term-cash-plan-journey__question{gap:20px;margin-bottom:0}.short-term-cash-plan-journey__question--divided{margin-top:8px}}@media (min-width:621px) and (max-height:749px){.short-term-cash-plan-journey__goal-context{gap:10px}.short-term-cash-plan-journey__question{gap:12px}}@media (min-width:621px) and (min-height:900px){.short-term-cash-plan-journey__screen{gap:30px}.short-term-cash-plan-journey__question--divided{margin-top:12px}}@media (max-width:620px){.calculator-dialog__backdrop:has(.short-term-cash-plan-journey){padding:0}.calculator-dialog:has(.short-term-cash-plan-journey){width:100%;max-width:none;height:calc(100dvh - 24px);max-height:calc(100dvh - 24px)}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__header{padding:28px 24px 20px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__heading h2{font-size:23px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__body{padding:0 24px 24px}.calculator-dialog:has(.short-term-cash-plan-journey) .calculator-dialog__footer{padding:14px 24px max(14px, env(safe-area-inset-bottom))}.short-term-cash-plan-journey__answer-row{grid-template-columns:minmax(0,1fr)}.short-term-cash-plan-journey__answer-row .short-term-cash-plan-journey__single-field{width:100%;max-width:280px}.short-term-cash-plan-journey__choices,.short-term-cash-plan-journey__choices[data-option-count="4"]{grid-template-columns:repeat(2,minmax(0,1fr))}.short-term-cash-plan-journey__screen:has(.short-term-cash-plan-journey__choices:not(.short-term-cash-plan-journey__choices--compact)){gap:12px}.short-term-cash-plan-journey__choices:not(.short-term-cash-plan-journey__choices--compact) .short-term-cash-plan-journey__choice{align-content:center;gap:2px;min-height:64px;padding:4px 10px}.short-term-cash-plan-journey__choices:not(.short-term-cash-plan-journey__choices--compact) .short-term-cash-plan-journey__choice>span{font-size:14px;line-height:1.3}.short-term-cash-plan-journey__choices:not(.short-term-cash-plan-journey__choices--compact) .short-term-cash-plan-journey__choice>small{font-size:12px;line-height:1.25}.short-term-cash-plan-journey__choices--compact{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.short-term-cash-plan-journey__choices--compact .short-term-cash-plan-journey__choice{width:auto;min-height:44px;padding:0 10px}.short-term-cash-plan-journey__choices--compact .short-term-cash-plan-journey__choice>span{font-size:13px}.short-term-cash-plan-journey__step-body{scrollbar-gutter:auto;padding:20px 0 4px}.short-term-cash-plan-journey__screen{gap:24px;padding-right:0}.short-term-cash-plan-journey__goal-context{gap:14px;margin-bottom:0}.short-term-cash-plan-journey__question{gap:16px;margin-bottom:0}.short-term-cash-plan-journey__question--divided{margin-top:0}.short-term-cash-plan-journey__progress{grid-template-rows:44px 3px;grid-template-columns:max-content minmax(0,1fr);padding-bottom:12px}.short-term-cash-plan-journey__step-count{grid-area:1/1}.short-term-cash-plan-journey__progress-track{grid-area:2/1/auto/-1}.short-term-cash-plan-journey__completed-steps{grid-area:1/2;justify-content:flex-end;max-width:100%;height:44px}.short-term-cash-plan-journey__question-heading{flex-wrap:wrap;align-items:center}.short-term-cash-plan-journey__limits-help{display:contents}.short-term-cash-plan-journey__limits-help .info-tooltip__content{opacity:1;visibility:visible;flex-basis:100%;width:100%;margin-top:4px;display:none;position:static;transform:none}.short-term-cash-plan-journey__limits-help[data-open=true] .info-tooltip__content{display:block}.short-term-cash-plan-journey__screen h3{font-size:22px}.short-term-cash-plan-journey__screen h4{font-size:16px}.short-term-cash-remedies__option-actions{grid-template-columns:minmax(0,1fr)}}@media (prefers-reduced-motion:reduce){.short-term-cash-plan-journey__progress-track>span,.short-term-cash-plan-journey__choice{transition:none}}.savings-tax-flow{--guide-isa-kept:color-mix(in srgb, var(--color-optiml-navy) 20%, var(--color-white));--savings-tax-allowance:var(--color-optiml-sky);--savings-tax-gross:var(--color-optiml-navy);--savings-tax-kept:var(--guide-isa-kept);--savings-tax-taxable:var(--color-optiml-blue);gap:20px;margin-top:30px;display:grid}.savings-tax-flow__row{gap:7px;display:grid}.savings-tax-flow__label{color:var(--color-text);font-size:13px;font-weight:700;line-height:1.35}.savings-tax-flow__bar{background:var(--color-surface-subtle);border-radius:4px;width:100%;min-height:46px;display:flex;overflow:hidden}.savings-tax-flow__bar>span{text-align:center;white-space:nowrap;justify-content:center;align-items:center;gap:4px;min-width:0;padding:8px 10px;font-size:12px;font-weight:500;line-height:1.2;display:flex}.savings-tax-flow__bar>span strong{font-size:14px;font-weight:700}.savings-tax-flow__bar>span em{font-style:normal}.savings-tax-flow__bar [data-part=gross]{background:var(--savings-tax-gross);color:var(--color-white)}.savings-tax-flow__bar [data-part=allowance]{background:var(--savings-tax-allowance);border-right:2px solid var(--color-white);box-sizing:border-box;color:var(--color-white)}.savings-tax-flow__bar [data-part=taxable]{background:var(--savings-tax-taxable);color:var(--color-white)}.savings-tax-flow__bar [data-part=kept]{background:var(--savings-tax-kept);color:var(--color-text)}.savings-tax-flow__bar [data-part=tax]{background:var(--color-optiml-red);border-left:2px solid var(--color-white);box-sizing:border-box;color:var(--color-white)}.savings-tax-flow__bar>[data-compact=true] em{display:none}.savings-tax-flow__bar>[data-tiny=true]{padding-inline:0}.savings-tax-flow__bar>[data-tiny=true] strong{display:none}.savings-tax-flow__details{color:var(--color-text-muted);flex-wrap:wrap;gap:5px 18px;font-size:12px;line-height:1.45;display:flex}.savings-tax-flow__details>span{align-items:center;gap:5px;display:inline-flex}.savings-tax-flow__details i{background:currentColor;width:8px;height:8px;display:block}.savings-tax-flow__details strong{color:var(--color-text);font-weight:650}.savings-tax-flow__details [data-part=gross] i{background:var(--savings-tax-gross)}.savings-tax-flow__details [data-part=allowance] i{background:var(--savings-tax-allowance)}.savings-tax-flow__details [data-part=taxable] i{background:var(--savings-tax-taxable)}.savings-tax-flow__details [data-part=kept] i{background:var(--savings-tax-kept)}.savings-tax-flow__details [data-part=tax] i{background:var(--color-optiml-red)}.savings-tax-flow[data-variant=breakdown]{border-top:1px solid var(--color-border);gap:9px;padding-top:22px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__row{grid-template-columns:126px minmax(0,1fr);align-items:center;gap:14px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__label{font-size:12px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__bar{border:1px solid var(--color-border);box-sizing:border-box;border-radius:2px;min-height:32px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__bar>span{min-height:32px;padding:4px 8px;font-size:11px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__bar strong{font-size:12px}.savings-tax-flow[data-variant=breakdown] .savings-tax-flow__details{display:none}.savings-tax-flow__legend{border-top:1px solid var(--color-border);color:var(--color-text-muted);flex-wrap:wrap;gap:6px 20px;margin-top:9px;padding-top:14px;font-size:12px;line-height:1.45;display:flex}.savings-tax-flow__legend>span{align-items:center;gap:5px;display:inline-flex}.savings-tax-flow__legend i{width:8px;height:8px;display:block}.savings-tax-flow__legend strong{color:var(--color-text);font-weight:650}.savings-tax-flow__legend [data-part=gross] i{background:var(--savings-tax-gross)}.savings-tax-flow__legend [data-part=allowance] i{background:var(--savings-tax-allowance)}.savings-tax-flow__legend [data-part=taxable] i{background:var(--savings-tax-taxable)}.savings-tax-flow__legend [data-part=kept] i{background:var(--savings-tax-kept)}.savings-tax-flow__legend [data-part=tax] i{background:var(--color-optiml-red)}.savings-tax-flow__empty{background:var(--color-surface-subtle);color:var(--color-text-muted);text-align:center;border-radius:4px;padding:16px;font-size:13px}.savings-tax-flow__note{border-top:1px solid var(--color-border);color:var(--color-text-muted);margin:2px 0 0;padding-top:14px;font-size:12px;line-height:1.5}.guide-calculator__projection-chart{margin-top:16px}.guide-calculator__projection-chart figcaption{margin-top:10px}.guide-calculator__interpretation{border-left:3px solid var(--color-action);gap:12px;margin-top:28px;padding-left:16px;display:grid}.guide-calculator__interpretation[data-direction=positive]{border-color:var(--guide-chart-investment)}.guide-calculator__interpretation[data-direction=negative]{border-color:var(--color-optiml-red)}.guide-calculator__interpretation[data-direction=saving]{border-color:var(--color-optiml-navy)}.guide-calculator__interpretation[data-direction=neutral]{border-color:var(--guide-chart-difference)}.guide-calculator__interpretation strong{color:var(--color-text);font-size:15px;font-weight:600;line-height:1.4}.guide-calculator__interpretation p{color:var(--color-text-muted);font-size:15px;line-height:1.7}.savings-tax-net-interest{flex-wrap:wrap;align-items:center;gap:3px 5px;display:flex}.savings-tax-net-interest__equivalent{white-space:nowrap;align-items:center;gap:3px;display:inline-flex}.savings-tax-net-interest__tooltip>button{color:var(--color-text-muted);padding:2px}.savings-tax-net-interest__tooltip>button svg{width:16px;height:16px}.savings-tax-net-interest__tooltip .info-tooltip__content{white-space:normal;left:auto;right:0}.guide-calculator__projection-table{margin-top:32px}.guide-calculator__projection-table .data-table__column-row>th:first-child,.guide-calculator__projection-table .data-table tbody>tr>:first-child{width:12%}.guide-calculator__projection-table .data-table__column-row>th:not(:first-child),.guide-calculator__projection-table .data-table tbody>tr>:not(:first-child){width:22%}.guide-calculator__projection-table .data-table[data-column-count="6"] .data-table__column-row>th:first-child,.guide-calculator__projection-table .data-table[data-column-count="6"] tbody>tr>:first-child{width:10%}.guide-calculator__projection-table .data-table[data-column-count="6"] .data-table__column-row>th:not(:first-child),.guide-calculator__projection-table .data-table[data-column-count="6"] tbody>tr>:not(:first-child){width:18%}.guide-calculator__projection-table .data-table[data-has-column-widths=true] .data-table__column-row>th,.guide-calculator__projection-table .data-table[data-has-column-widths=true] tbody>tr>*{width:auto}.guide-calculator__notice{color:var(--color-text-muted);margin-top:28px;font-size:12px;line-height:1.55}.guide-calculator__notice strong{color:var(--color-text)}@media (prefers-reduced-motion:reduce){.guide-calculator__section--revealed,.guide-calculator__section--revealed .guide-calculator__summary,.guide-calculator__section--revealed .guide-calculator__output-part--interpretation{animation:none}.guide-calculator__accordion-trigger svg{transition:none}}.guide-page__layout--closing{min-height:0}.guide-page__layout--closing>.guide-section__lead{color:var(--color-text-muted);margin:0 0 36px;font-size:17px;font-weight:400;line-height:1.7}.guide-page__closing-content{background:color-mix(in srgb, var(--color-action) 5%, var(--color-white));border-left:3px solid var(--color-action);padding:36px 48px}.guide-page__closing-content>p{max-width:76ch;margin-bottom:0!important}.guide-page__closing-content>p strong{color:var(--color-action);margin-bottom:10px;font-size:20px;font-weight:600;line-height:1.4;display:block}.guide-warning{background:var(--color-surface-subtle);border-left:3px solid var(--color-optiml-orange);align-items:flex-start;gap:14px;margin-top:30px;padding:20px;display:flex}.guide-warning svg{color:var(--color-optiml-orange);flex:none;width:19px}.guide-warning__body{gap:6px;display:grid}.guide-warning__heading{align-items:center;gap:8px;display:flex}.guide-warning__label{color:var(--color-optiml-orange);text-transform:uppercase;font-size:11px;font-weight:750;line-height:1.2}.guide-warning p{color:var(--color-text-muted);font-size:13px;line-height:1.6}.guide-warning--labelled{gap:10px;padding:20px 22px;display:grid}.guide-warning--labelled p{color:var(--color-text);font-size:16px;line-height:1.65}.guide-warning[data-tone=warning]{background:var(--color-bad-bg);border-color:var(--color-optiml-red)}.guide-warning[data-tone=warning] svg,.guide-warning[data-tone=warning] .guide-warning__label{color:var(--color-optiml-red)}.guide-warning+p,.guide-key-points+p{margin-top:30px!important}.guide-next-step{border-block:1px solid var(--color-border);grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:34px;padding-block:36px;display:grid}.guide-next-step h2{font-size:26px}.guide-next-step p:not(.guide-section__eyebrow){margin-top:12px;font-size:15px}.guide-sources{border-top:1px solid var(--color-border);padding-top:28px}.guide-sources h2{font-size:16px}.guide-sources ul{gap:8px;margin:14px 0 0;padding-left:18px;display:grid}.guide-further-reading{background:var(--color-surface);color:var(--color-text);padding-block:76px 84px;overflow:hidden}.guide-further-reading__heading{display:block}.guide-further-reading__heading h2{font-size:28px;font-weight:650;line-height:1.2}.guide-further-reading__heading p{color:var(--color-text-muted);margin-top:8px;font-size:15px;line-height:1.55}.guide-further-reading__groups+.guide-further-reading__heading{margin-top:96px}.guide-related-articles{isolation:isolate;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;margin:28px 0 0;padding:0;list-style:none;display:grid;position:relative}.guide-related-articles:before{background:var(--color-surface-subtle);content:"";z-index:-1;width:100vw;position:absolute;top:72px;bottom:-68px;left:50%;transform:translate(-50%)}.guide-related-articles li{background:var(--color-surface);min-width:0}.guide-related-articles a{border:1px solid var(--color-border);color:var(--color-text);flex-direction:column;height:100%;text-decoration:none;transition:border-color .18s ease-out;display:flex}.guide-related-articles__image{aspect-ratio:4/3;background:var(--color-border);display:block;position:relative;overflow:hidden}.guide-related-articles__image img{object-fit:cover;transition:transform .24s ease-out}.guide-related-articles__content{flex-direction:column;flex:1;padding:18px 18px 20px;display:flex}.guide-related-articles__content small{color:var(--guide-category-accent,var(--color-action));font-size:12px;font-weight:700;line-height:1.2}.guide-related-articles__content strong{-webkit-line-clamp:2;-webkit-box-orient:vertical;min-height:2.5em;margin-top:10px;font-size:20px;font-weight:650;line-height:1.25;display:-webkit-box;overflow:hidden}.guide-related-articles__content>span{color:var(--color-text-muted);margin-top:18px;font-size:13px}.guide-related-articles a:hover,.guide-related-articles a:focus-visible{border-color:color-mix(in srgb, var(--color-action) 55%, var(--color-border))}.guide-related-articles a:hover strong,.guide-related-articles a:focus-visible strong{color:var(--color-action)}.guide-related-articles a:hover img,.guide-related-articles a:focus-visible img{transform:scale(1.025)}.guide-further-reading__groups{grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(48px,6vw,88px);margin-top:8px;display:grid}.guide-further-reading__groups>section{grid-template-rows:auto 1fr;min-width:0;display:grid}.guide-further-reading__groups h2{color:var(--color-text);font-size:28px;font-weight:650;line-height:1.2}.guide-further-reading__groups ul{grid-template-rows:repeat(2,minmax(76px,auto));gap:12px;margin:24px 0 0;padding:0;list-style:none;display:grid}.guide-further-reading__groups a{background:var(--color-surface-subtle);border-left:4px solid var(--color-action);color:var(--color-text);border-radius:0;justify-content:space-between;align-items:center;gap:24px;height:100%;min-height:76px;padding:13px 18px;line-height:1.4;text-decoration:none;transition:background-color .16s ease-out,color .16s ease-out;display:flex}.guide-further-reading__groups a span{gap:4px;display:grid}.guide-further-reading__groups a small{color:var(--color-action);font-size:10px;font-weight:700}.guide-further-reading__groups a strong{font-size:16px;font-weight:600}.guide-further-reading__groups a svg{color:var(--color-action);stroke-width:1.8px;flex:none;width:22px;height:22px;transition:transform .16s ease-out}.guide-further-reading__groups a:hover,.guide-further-reading__groups a:focus-visible{background:color-mix(in srgb, var(--color-action) 9%, var(--color-white));color:var(--color-action)}.guide-further-reading__groups a:hover svg,.guide-further-reading__groups a:focus-visible svg{transform:translate(2px,-2px)}.guide-topics{background:var(--color-surface-subtle);padding-block:52px}.guide-topics h2{color:var(--color-text);font-size:28px;font-weight:650;line-height:1.2}.guide-topics ul{flex-wrap:wrap;gap:10px;margin:24px 0 0;padding:0;list-style:none;display:flex}.guide-topics a{background:var(--color-white);border:1px solid var(--color-border);color:var(--color-text);padding:10px 14px;text-decoration:none;transition:background-color .15s ease-out,border-color .15s ease-out,color .15s ease-out;display:block}.guide-topics a:hover{background:color-mix(in srgb, var(--color-action) 5%, var(--color-white));border-color:color-mix(in srgb, var(--color-action) 55%, var(--color-border));color:var(--color-action)}.guide-topics a:focus-visible{border-color:var(--color-action);outline:2px solid var(--color-action);outline-offset:3px}.guides-index__hero{padding-bottom:68px}.guides-index__list{padding-bottom:112px}.guides-index__overview{border-bottom:1px solid var(--color-border);justify-content:space-between;align-items:end;gap:32px;padding-bottom:28px;display:flex}.guides-index__overview h2{margin-top:8px;font-size:28px;line-height:1.2}.guides-index__overview>p{color:var(--color-text-muted);flex:none;font-size:14px}.guides-index__overview>p strong{color:var(--color-text);font-size:20px}.guides-index__overview>p span{margin-inline:7px}.guides-index__roadmap{margin-top:58px}.guides-index__roadmap-heading{justify-content:space-between;align-items:end;gap:40px;display:flex}.guides-index__roadmap-heading h2{margin-top:8px;font-size:30px;line-height:1.2}.guides-index__roadmap-heading>div>p:last-child{color:var(--color-text-muted);max-width:670px;margin-top:10px;font-size:14px;line-height:1.55}.guides-index__roadmap-heading>p{color:var(--color-text-muted);flex:none;font-size:13px}.guides-index__roadmap-heading>p strong{color:var(--color-text);font-size:18px}.guides-index__roadmap-list{border-top:1px solid var(--color-border);grid-template-columns:repeat(3,minmax(0,1fr));gap:0 28px;margin:28px 0 0;padding:0;list-style:none;display:grid}.guides-index__roadmap-list li{border-bottom:1px solid var(--color-border);grid-template-columns:28px minmax(0,1fr) auto;align-items:center;gap:12px;min-height:72px;padding:12px 10px 12px 0;display:grid}.guides-index__roadmap-list li[data-status=next]{background:color-mix(in srgb, var(--color-action) 5%, var(--color-white));box-shadow:inset 3px 0 0 var(--color-action);padding-left:12px}.guides-index__roadmap-number{color:var(--color-optiml-mid-grey);font-size:12px;font-weight:650}.guides-index__roadmap-copy{flex-direction:column;gap:3px;min-width:0;display:flex}.guides-index__roadmap-copy strong{font-size:14px;line-height:1.3}.guides-index__roadmap-copy small{color:var(--guide-category-accent,var(--color-text-muted));font-size:11px;font-weight:650}.guides-index__roadmap-status{color:var(--color-text-muted);text-transform:uppercase;font-size:9px;font-weight:750}.guides-index__roadmap-list li[data-status=migrated] .guides-index__roadmap-status{color:var(--color-good)}.guides-index__roadmap-list li[data-status=awaiting-approval] .guides-index__roadmap-status{color:color-mix(in srgb, var(--color-optiml-orange) 72%, var(--color-optiml-ink))}.guides-index__roadmap-list li[data-status=next] .guides-index__roadmap-number,.guides-index__roadmap-list li[data-status=next] .guides-index__roadmap-status{color:var(--color-action)}.guides-index__category{margin-top:68px}.guides-index__category-heading{align-items:baseline;gap:12px;margin-bottom:24px;display:flex}.guides-index__category-heading h2{font-size:30px;line-height:1.2}.guides-index__category-heading span{color:var(--color-text-muted);font-size:13px}.guides-index__grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;display:grid}.guides-index__card{background:var(--color-white);border:1px solid var(--color-border);color:var(--color-text);flex-direction:column;min-width:0;text-decoration:none;transition:border-color .18s ease-out;display:flex}.guides-index__card-image{aspect-ratio:16/10;background:var(--color-surface-subtle);display:block;position:relative;overflow:hidden}.guides-index__card-image>img{object-fit:cover;width:100%;height:100%;transition:transform .24s ease-out}.guides-index__card-status{background:color-mix(in srgb, var(--color-white) 94%, transparent);border:1px solid color-mix(in srgb, var(--color-border) 80%, transparent);color:var(--color-text-muted);text-transform:uppercase;padding:6px 7px;font-size:10px;font-weight:700;line-height:1;position:absolute;top:9px;left:9px}.guides-index__card-status[data-status=awaiting-approval]{background:color-mix(in srgb, var(--color-optiml-orange) 72%, var(--color-optiml-ink));color:var(--color-white);border-color:#0000}.guides-index__card-status[data-status=migrated]{background:var(--color-good);border-color:var(--color-good);color:var(--color-white)}.guides-index__card-status[data-status=next]{background:var(--color-action);border-color:var(--color-action);color:var(--color-white)}.guides-index__card-content{flex-direction:column;flex:1;padding:16px 16px 18px;display:flex}.guides-index__card-content>small{color:var(--guide-category-accent,var(--color-action));font-size:12px;font-weight:650}.guides-index__card-content>strong{max-width:100%;width:var(--guide-title-width,100%);-webkit-line-clamp:1;-webkit-box-orient:vertical;margin-top:9px;font-size:19px;line-height:1.25;display:-webkit-box;overflow:hidden}.guides-index__card-content>span:not(.guides-index__card-action){color:var(--color-text-muted);-webkit-line-clamp:2;-webkit-box-orient:vertical;min-height:3em;margin-top:18px;font-size:13px;line-height:1.5;display:-webkit-box;overflow:hidden}.guides-index__card-action{color:var(--color-text-muted);align-items:center;gap:7px;margin-top:auto;padding-top:18px;font-size:12px;font-weight:500;display:flex}.guides-index__card-action svg{width:14px;height:14px;transition:transform .16s ease-out}.guides-index__card:hover,.guides-index__card:focus-visible{border-color:color-mix(in srgb, var(--color-action) 55%, var(--color-border))}.guides-index__card:hover .guides-index__card-image>img,.guides-index__card:focus-visible .guides-index__card-image>img{transform:scale(1.025)}.guides-index__card:hover .guides-index__card-action,.guides-index__card:focus-visible .guides-index__card-action{color:var(--color-action)}.guides-index__card:hover .guides-index__card-action svg,.guides-index__card:focus-visible .guides-index__card-action svg{transform:translate(2px,-1px)}@media (max-width:900px){.guide-page__layout{grid-template-columns:210px minmax(0,1fr);gap:40px}.guide-summary--hero{grid-template-columns:1fr;gap:10px}.guide-summary--hero h2{padding-top:0}.guide-page__contents a{font-size:14px}.guide-calculator{grid-template-columns:1fr}.guide-calculator__input-group{grid-template-columns:1fr;gap:16px}.guide-calculator__input-group h4{padding-top:0}.guide-calculator__input-group[data-columns="1"] h4{width:calc(50% - 11px)}.guide-calculator__input-group[data-columns="2"] h4,.guide-calculator__input-group-heading{width:100%}.guide-gross-aer-frequency__controls{grid-template-columns:minmax(150px,.48fr) minmax(260px,1fr)}.guide-calculator__input-fields,.guide-calculator__summary,.short-term-cash-planner__need{grid-template-columns:repeat(2,minmax(0,1fr))}.short-term-cash-planner__remove{grid-column:2;justify-self:end}.guide-calculator__controls,.guide-calculator__section{padding:26px}.guide-flexible-isa-calculator>.guide-calculator__controls{padding:0}.guide-flexible-isa-calculator__controls-body,.guide-calculator__output-part{padding:26px}.guide-account-options__grid{grid-template-columns:1fr}.guide-account-options__card{grid-template-rows:auto auto 1fr;grid-template-columns:1fr}.guide-account-options__card>header{min-height:0}.guide-account-options__access{border-block:1px solid color-mix(in srgb, var(--color-action) 18%, var(--color-border));border-inline:0;min-height:0}.guide-account-options__details{grid-template-rows:1fr;grid-template-columns:repeat(2,minmax(0,1fr))}.guide-account-options__details>div+div{border-left:1px solid var(--color-border);border-top:0}.guide-route-choices__flow{gap:16px}.guide-route-choices article{border-left:1px solid var(--color-border);border-top:3px solid var(--color-action);grid-template-columns:1fr}.guide-route-choices__source{padding:18px}.guide-route-choices__connector{height:34px}.guide-route-choices__connector:before{width:1px;height:auto;inset:0 auto 0 50%}.guide-route-choices__connector svg{transform:rotate(90deg)}.guide-route-choices__action{text-align:center;justify-items:center;padding:16px 18px}.guide-route-choices__outcome{padding:18px}.guide-tool__heading{grid-template-columns:1fr;align-items:start}.guide-further-reading__groups{grid-template-columns:1fr}.guide-related-articles{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-further-reading__groups{gap:38px}.guides-index__roadmap-list,.guides-index__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:720px){.short-term-cash-planner__need{grid-template-columns:minmax(0,1fr)}.short-term-cash-planner__remove{grid-column:1;justify-self:end}.short-term-cash-planner__allocations article{grid-template-columns:1fr}.short-term-cash-planner__allocations small{grid-column:1}.guide-account-access li{padding:22px 20px}.guide-account-access__heading{flex-direction:column;align-items:flex-start;gap:9px}.guide-account-access__access{flex-basis:auto;grid-template-columns:76px minmax(0,1fr);width:100%}.guide-account-access__access strong{text-align:left}.guide-account-access__meter{grid-template-columns:repeat(4,16px)}.guide-calculator__switch-header{margin:-22px -22px 8px}.guide-calculator--switchable .guide-calculator__switch-header+.guide-calculator__section-heading{margin-top:18px}.guide-flexible-isa-calculator__header{flex-direction:column;align-items:stretch}.guide-flexible-isa-calculator__limit-options{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-flexible-isa-calculator__header .guide-flexible-isa-calculator__limit-options{width:100%}.guide-gross-aer-calculator__header{flex-direction:column;align-items:stretch}.guide-gross-aer-calculator__header .guide-gross-aer-calculator__target{flex-basis:auto;width:100%}.guide-page__hero,.guides-index__hero{padding-block:32px 52px}.guide-page__hero h1{font-size:36px}.guide-page__lead{font-size:16px;line-height:1.58}.guide-page__standfirst{margin-top:22px;font-size:18px;line-height:1.5}.guide-page__hero-explainer{margin-top:24px;font-size:16px;line-height:1.68}.guide-page__hero-feature{margin-top:0}.guide-page__opening{margin-top:24px}.guide-page__opening>p{font-size:16px;line-height:1.68}.guide-summary--hero{margin-top:22px;padding:18px}.guide-summary--hero h2{font-size:20px}.guide-page__layout{flex-direction:column;padding-bottom:64px;display:flex}.guide-page__contents--desktop{display:none}.guide-page__contents-mobile{border-block:1px solid var(--color-border);display:block}.guide-page__contents-mobile summary{cursor:pointer;justify-content:space-between;align-items:center;padding-block:18px;font-size:15px;font-weight:700;list-style:none;display:flex}.guide-page__contents-mobile summary::-webkit-details-marker{display:none}.guide-page__contents-mobile-meta{color:var(--color-action);align-items:center;gap:10px;font-size:13px;display:flex}.guide-page__contents-mobile summary svg{color:var(--color-text-muted);width:18px;height:18px;transition:transform .16s ease-out}.guide-page__contents-mobile[open] summary svg{transform:rotate(180deg)}.guide-page__contents-mobile ol{grid-auto-rows:58px;margin:14px 0 0;padding:0 0 20px;list-style:none;display:grid}.guide-page__contents-mobile a{color:var(--color-text-muted);grid-template-columns:22px 1fr;align-items:center;gap:10px;height:100%;padding-left:18px;font-size:14px;line-height:1.35;text-decoration:none;display:grid;position:relative}.guide-page__contents-mobile a>span{color:var(--color-optiml-mid-grey);opacity:.72;font-size:10px;font-weight:500}.guide-page__contents-mobile a[aria-current=location]{color:var(--color-action);font-weight:700}.guide-page__contents-mobile a[aria-current=location]>span{color:var(--color-optiml-mid-grey)}.guide-page__byline{flex-direction:column;align-items:flex-start}.guide-section{padding-block:52px}.guide-section__heading{gap:10px}.guide-section__heading>span{margin-bottom:12px;font-size:.8125rem}.guide-section__heading h2,.guide-tool__heading h2,.guide-next-step h2{font-size:21px}.guide-section>p:not(.guide-section__eyebrow),.guide-next-step p:not(.guide-section__eyebrow){font-size:16px;line-height:1.68}.guide-gross-aer-frequency__controls{grid-template-columns:1fr;gap:24px;max-width:none}.guide-gross-aer-frequency__rate>div{grid-template-columns:minmax(0,1fr) auto;gap:16px}.guide-gross-aer-frequency__rate output{min-width:78px;font-size:24px}.guide-gross-aer-frequency__table,.guide-gross-aer-frequency__table tbody{width:100%;display:block}.guide-gross-aer-frequency__table colgroup{display:none}.guide-gross-aer-frequency__table thead{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.guide-gross-aer-frequency__table tbody tr{border-bottom:1px solid var(--color-border);grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px;padding:22px 0;display:grid}.guide-gross-aer-frequency__table tbody th,.guide-gross-aer-frequency__table tbody td{border:0;padding:0}.guide-gross-aer-frequency__table tbody th{grid-column:1/-1}.guide-gross-aer-frequency__frequency{flex-wrap:wrap}.guide-gross-aer-frequency__tooltip{display:contents}.guide-gross-aer-frequency__tooltip .info-tooltip__content{opacity:1;visibility:visible;flex-basis:100%;width:100%;margin-top:8px;display:none;position:static;transform:none}.guide-gross-aer-frequency__tooltip:focus-within .info-tooltip__content,.guide-gross-aer-frequency__tooltip[data-open=true] .info-tooltip__content{display:block}.guide-gross-aer-frequency__table tbody td{margin-top:18px}.guide-gross-aer-frequency__table tbody td:before{color:var(--color-text-muted);content:attr(data-label);text-transform:uppercase;margin-bottom:7px;font-size:10px;font-weight:750;line-height:1.3;display:block}.guide-gross-aer-frequency__table tbody td>strong{font-size:26px}.guide-gross-aer-frequency__table tbody td[data-column=aer]>strong{font-size:28px}.guide-gross-aer-frequency__table tbody td[data-column=interest]{text-align:left}.guide-gross-aer-frequency__table tbody td[data-column=interest]>strong{font-size:18px;font-weight:600}.guide-gross-aer-frequency__table tbody td[data-column=difference]>strong{font-size:16px}.guide-steps{--guide-step-size:30px;--guide-step-line-gap:7px;--guide-step-line-left:14px;--guide-step-line-offset:15px;margin-top:28px}.guide-steps li{gap:18px;padding-bottom:30px}.guide-steps h3{padding-top:1px;font-size:16px}.guide-steps p{font-size:15px;line-height:1.6}.guide-steps-note{margin-left:0;font-size:16px;line-height:1.68}.guide-factor-strip{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-factor-strip:has(>li:nth-child(3):last-child){grid-template-columns:1fr}.guide-goal-map>ol>li{grid-template-columns:1fr;gap:16px;padding:24px 0}.guide-goal-map__heading>span{margin-bottom:7px}.guide-goal-map__heading h3{font-size:19px}.guide-goal-map__details>p,.guide-goal-map__details>p>strong{font-size:16px}.guide-goal-map__products{align-items:flex-start;gap:10px;margin-top:16px;display:grid}.guide-cheque-style__item{grid-template-columns:1fr;gap:20px;padding:22px 20px}.guide-cheque-style__title{flex-wrap:wrap}.guide-cheque-style__info-tooltip{display:contents}.guide-cheque-style__info-tooltip .info-tooltip__content{opacity:1;visibility:visible;flex-basis:100%;width:100%;margin-top:8px;display:none;position:static;transform:none}.guide-cheque-style__info-tooltip:hover .info-tooltip__content,.guide-cheque-style__info-tooltip:focus-within .info-tooltip__content{display:block}.guide-inline-tooltip{display:inline;position:static}.guide-inline-tooltip .info-tooltip__content{opacity:1;visibility:visible;width:100%;margin:10px 0;display:none;position:static;transform:none}.guide-inline-tooltip:focus-within .info-tooltip__content,.guide-inline-tooltip[data-open=true] .info-tooltip__content{display:block}.guide-route-choices{margin-top:0}.guide-route-choices__prompt{text-align:left;margin-bottom:14px;font-size:16px}.guide-numbered-flow{margin:24px 0 30px}.guide-numbered-flow ol{grid-template-columns:1fr;row-gap:34px}.guide-numbered-flow li:not(:last-child):after{display:block;inset:auto auto -24px 50%;transform:translate(-50%)rotate(90deg)}.guide-numbered-flow article{min-height:0;padding:22px}.guide-numbered-flow__header{gap:12px;margin-bottom:16px}.guide-numbered-flow__number{width:28px;height:28px;font-size:13px}.guide-numbered-flow h3{margin:0;font-size:17px}.guide-numbered-flow__value{margin:0 0 10px;font-size:18px}.guide-numbered-flow p{margin:0;font-size:15px}.guide-section--numbered-flow .guide-section__heading{padding-bottom:20px}.guide-section--numbered-flow .guide-section__heading h2{margin-bottom:0;font-size:clamp(1.9rem,8vw,2.25rem)}.guide-section--numbered-flow .guide-section__heading+p{margin-bottom:28px;font-size:1rem}.guide-section--numbered-flow .guide-numbered-flow{margin-bottom:30px}.guide-numbered-flow+p{margin-top:0;padding-top:30px}.guide-circular-process{margin:28px 0 34px}.guide-circular-process ol{grid-template-rows:none;grid-template-columns:1fr;gap:42px}.guide-circular-process li:nth-child(n){grid-area:auto/1;min-height:0;padding:21px 20px}.guide-circular-process li:nth-child(n) .guide-circular-process__arrow{inset:auto auto -35px 50%;transform:translate(-50%)}.guide-circular-process li:first-child .guide-circular-process__arrow{transform:translate(-50%)rotate(90deg)}.guide-circular-process li:nth-child(3) .guide-circular-process__arrow{transform:translate(-50%)rotate(-90deg)}.guide-circular-process li:nth-child(4) .guide-circular-process__arrow{display:none}.guide-circular-process figcaption{border-radius:999px;flex-direction:row;width:fit-content;height:auto;margin:28px auto 0;padding:11px 17px;position:static;transform:none}.guide-coverage-limits table,.guide-coverage-limits tbody,.guide-coverage-limits tr,.guide-coverage-limits th,.guide-coverage-limits td{display:block;width:100%!important}.guide-coverage-limits thead{display:none}.guide-coverage-limits tbody tr{padding:20px 0}.guide-coverage-limits tbody tr:first-child{padding-top:18px}.guide-coverage-limits tbody th{padding:0;font-size:17px}.guide-coverage-limits tbody td{padding:13px 0 0;font-size:14px}.guide-coverage-limits tbody td>strong{font-size:clamp(24px, calc(42px - (var(--guide-coverage-limit-length,8) * 1.1px)), 31px)}.guide-coverage-limits tbody td>span:not(.guide-coverage-limits__mobile-label),.guide-coverage-limits tbody td>p{max-width:none}.guide-coverage-limits__mobile-label{color:var(--color-text-muted);text-transform:uppercase;margin-bottom:7px;font-size:11px;font-weight:750;line-height:1.3;display:block}.guide-return-examples__table tbody td>p .guide-return-examples__cumulative-summary{white-space:normal}.guide-metric-table table,.guide-metric-table tbody,.guide-metric-table tr,.guide-metric-table th,.guide-metric-table td{display:block;width:100%!important}.guide-metric-table thead{display:none}.guide-metric-table tbody tr{padding:20px 0}.guide-metric-table tbody tr:first-child{padding-top:18px}.guide-metric-table tbody th{padding:0;font-size:17px}.guide-metric-table tbody td{padding:13px 0 0;font-size:14px}.guide-metric-table tbody td>strong{font-size:clamp(24px, calc(38px - (var(--guide-metric-length,8) * .7px)), 30px)}.guide-metric-table tbody td>span:not(.guide-metric-table__mobile-label),.guide-metric-table tbody td>p{max-width:none}.guide-metric-table__mobile-label{color:var(--color-text-muted);text-transform:uppercase;margin-bottom:7px;font-size:11px;font-weight:750;line-height:1.3;display:block}.guide-exclusion-list{margin-top:30px}.guide-exclusion-list li{grid-template-columns:26px minmax(0,1fr);gap:14px 16px;padding:22px 0}.guide-exclusion-list__icon{width:22px;height:22px}.guide-exclusion-list h4{font-size:17px}.guide-exclusion-list p{grid-column:2;max-width:none;font-size:14px;line-height:1.58}.guide-comparison,.guide-tool__heading,.guide-calculator,.guide-calculator__input-fields,.guide-calculator__summary,.guide-next-step{grid-template-columns:1fr}.guide-calculator__input-group[data-columns] h4{width:100%}.guide-calculator__investment-rate{grid-column:1}.guide-calculator__section-heading p{white-space:normal}.savings-time-target__rates .guide-calculator__input-group-heading{flex-direction:column;align-items:flex-start;gap:12px}.savings-time-target__rate-switch{justify-content:flex-start}.savings-tax-flow{gap:18px}.savings-tax-flow__bar{min-height:42px}.savings-tax-flow__bar>span{padding-inline:7px;font-size:11px}.savings-tax-flow__bar>span strong{font-size:12px}.savings-tax-flow__bar>span em{display:none}.savings-tax-flow__details{flex-direction:column;align-items:flex-start;gap:3px}.guide-calculator__accordion-trigger{padding:20px}.guide-calculator__accordion-content{padding:8px 20px 20px}.guide-calculator{gap:16px}.guide-calculator__submit .button{width:100%}.guide-comparison section+section{border-left:0;border-top:1px solid var(--color-border);padding-left:0}.guide-comparison section:first-child{padding-right:0}.guide-comparison--boxes section,.guide-comparison--boxes section:first-child,.guide-comparison--boxes section+section{border:1px solid var(--color-border);padding:20px}.guide-bank-protection__cards,.guide-isa-tax-comparison__cards{grid-template-columns:1fr}.guide-bank-protection__card,.guide-isa-tax-comparison__card{padding:18px 0}.guide-isa-tax-comparison__card header{height:auto}.guide-isa-tax-comparison__card{grid-template-rows:auto 280px auto}.guide-bank-protection__card+.guide-bank-protection__card,.guide-isa-tax-comparison__card+.guide-isa-tax-comparison__card{border-left:0;border-top:1px solid var(--color-border);padding-left:0;padding-right:0}.guide-bank-protection__chart{height:260px}.guide-bank-protection__takeaway,.guide-isa-tax-comparison__takeaway{margin-top:0}.guide-inflation-comparison__cards{grid-template-columns:1fr}.guide-inflation-comparison__card{grid-template-rows:auto 280px auto;padding:18px 0}.guide-inflation-comparison__card header{height:auto}.guide-inflation-comparison__card+.guide-inflation-comparison__card{border-left:0;border-top:1px solid var(--color-border);padding-left:0;padding-right:0}.guide-inflation-comparison__takeaway{margin-top:0}.guide-fixed-term-tax__cards{grid-template-columns:1fr}.guide-fixed-term-tax__card{padding:18px 0}.guide-fixed-term-tax__card header{min-height:0}.guide-fixed-term-tax__card+.guide-fixed-term-tax__card{border-left:0;border-top:1px solid var(--color-border);padding-left:0;padding-right:0}.guide-fixed-term-tax__table-viewport{overflow:visible}.guide-fixed-term-tax__table-viewport table,.guide-fixed-term-tax__table-viewport tbody{width:100%;min-width:0;display:block}.guide-fixed-term-tax__table-viewport thead{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.guide-fixed-term-tax__table-viewport tbody tr{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 18px;padding:18px 0;display:grid}.guide-fixed-term-tax__table-viewport tbody th,.guide-fixed-term-tax__table-viewport tbody td{text-align:left;padding:0}.guide-fixed-term-tax__table-viewport tbody th{grid-column:1/-1;font-size:15px}.guide-fixed-term-tax__table-viewport tbody td{gap:4px;font-size:15px;display:grid}.guide-fixed-term-tax__table-viewport tbody td:before{color:var(--color-text-muted);text-transform:uppercase;font-size:9px;font-weight:750;line-height:1.3}.guide-fixed-term-tax__table-viewport tbody td:nth-child(2):before{content:"Total interest"}.guide-fixed-term-tax__table-viewport tbody td:nth-child(3):before{content:"Taxable"}.guide-fixed-term-tax__table-viewport tbody td:nth-child(4):before{content:"Tax at 42%"}.guide-fixed-term-tax__table-viewport tbody td:nth-child(5):before{content:"Kept"}.guide-fixed-term-tax__takeaway{margin-top:0}.guide-tax-year-countdown{margin-top:24px;padding:22px 20px 20px}.guide-tax-year-countdown figcaption strong{font-size:48px}.guide-tax-year-countdown figcaption span{font-size:15px}.guide-tax-year-countdown__track{margin-top:22px}.guide-tax-allowance-snapshot{margin-top:24px}.guide-tax-allowance-snapshot__card{padding:22px 20px 0}.guide-tax-allowance-snapshot__fields,.guide-tax-allowance-snapshot__results{grid-template-columns:1fr}.guide-tax-allowance-snapshot__results>div{padding:20px 0}.guide-tax-allowance-snapshot__results>div+div{border-left:0;border-top:1px solid var(--color-border);padding-left:0}.guide-tax-allowance-snapshot__results dd strong{font-size:32px}.guide-tax-allowance-snapshot__note{margin-inline:-20px;padding-inline:20px}.guide-tool{padding-block:64px}.guide-tool__heading{gap:20px}.guide-calculator__summary{gap:12px}.guide-calculator__result{grid-template-columns:minmax(0,1fr) auto;align-items:baseline;display:grid}.guide-calculator__result strong{font-size:clamp(16px, calc(46px - (var(--guide-result-value-length,10) * 2px)), 22px)}.guide-calculator__result small{text-align:right;grid-column:1/-1}.guide-page__closing-content{padding:28px 24px}.guide-next-step{align-items:start}.guide-next-step .button{width:100%}.guide-key-points li{grid-template-columns:1fr;gap:7px}.guide-key-points--boxes{grid-template-columns:1fr}.guide-key-points--timeline li{background-position:38px 100%;background-size:calc(100% - 38px) 1px;grid-template-columns:24px minmax(0,1fr);gap:7px 14px;min-height:0}.guide-key-points--timeline li:before{grid-area:1/1/span 2}.guide-key-points--timeline h4,.guide-key-points--timeline p{grid-column:2}.guide-account-options__grid{grid-template-columns:1fr}.guide-account-options__card{grid-template-rows:auto auto 1fr;grid-template-columns:1fr}.guide-account-options__card>header{min-height:0}.guide-account-options__access{border-block:1px solid color-mix(in srgb, var(--color-action) 18%, var(--color-border));border-inline:0;min-height:0}.guide-account-options__details{grid-template-rows:1fr;grid-template-columns:repeat(2,minmax(0,1fr))}.guide-account-options__details>div+div{border-left:1px solid var(--color-border);border-top:0}.guide-account-options__title{flex-wrap:wrap;width:100%}.guide-account-options__tooltip{display:contents}.guide-account-options__tooltip .info-tooltip__content{opacity:1;visibility:visible;flex-basis:100%;width:100%;margin-top:8px;display:none;position:static;transform:none}.guide-account-options__tooltip:hover .info-tooltip__content,.guide-account-options__tooltip:focus-within .info-tooltip__content,.guide-account-options__tooltip[data-open=true] .info-tooltip__content{display:block}.guide-switch-table__header{flex-direction:column;align-items:stretch}.guide-switch-table__tabs{width:100%}.guide-switch-table__tabs[data-tab-count="4"]{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-switch-table__tabs[data-tab-count="4"] button:nth-child(odd){border-left:0}.guide-switch-table__tabs[data-tab-count="4"] button:nth-child(n+3){border-top:1px solid var(--color-border)}.guide-switch-table__visual{padding:22px 18px 24px}.guide-switch-table__visual-controls{grid-template-columns:1fr;align-items:stretch;gap:22px}.guide-switch-table__threshold strong{font-size:40px}.guide-switch-table__visual[data-visual=layers] ul{grid-template-columns:1fr}.guide-switch-table__visual[data-visual=layers] li{min-height:0}.guide-switch-table__time-horizon{margin-inline:18px}.guide-switch-table__time-horizon-chart{padding-top:16px}.guide-switch-table__time-horizon ol{grid-template-columns:1fr 1fr 2fr}.guide-switch-table__time-horizon li{min-height:66px;padding:10px 8px}.guide-switch-table__time-horizon li strong{font-size:12px}.guide-switch-table__time-horizon li span{font-size:11px}.guide-switch-table__accumulation{padding:0 18px 24px}.guide-switch-table__accumulation ol{grid-template-columns:1fr;gap:9px;height:auto;margin-top:16px;display:grid}.guide-switch-table__accumulation li{grid-template-rows:auto;grid-template-columns:42px minmax(0,1fr);align-items:center;gap:10px;display:grid}.guide-switch-table__accumulation li>div{border-bottom:0;grid-area:1/2;grid-template-columns:minmax(0,1fr) 48px;align-items:center;gap:9px;display:grid}.guide-switch-table__accumulation strong{text-align:right;grid-area:1/2;margin:0}.guide-switch-table__accumulation i{height:18px;min-height:0;width:var(--guide-accumulation-size);grid-area:1/1}.guide-switch-table__accumulation li>span{text-align:left;grid-area:1/1}.guide-switch-table dl>div{grid-template-columns:1fr;gap:7px}.guide-takeaways{margin-top:30px;padding:24px 22px 26px}.guide-key-terms__layout{grid-template-columns:1fr;grid-template-areas:"terms""definition"}.guide-key-terms__list{padding:16px 0}.guide-key-terms__definition{border-left:0;border-top:1px solid var(--color-border);padding:22px 0}.guide-live-rates__header{flex-direction:column;gap:10px}.guide-live-rates__status{margin-top:0}.guide-live-rates__list a{grid-template-columns:minmax(0,1fr) auto;gap:10px 18px;padding:18px 4px}.guide-live-rates__category{grid-area:1/1}.guide-live-rates__action{grid-area:1/2}.guide-live-rates__product{grid-area:2/1}.guide-live-rates__rate{text-align:right;grid-area:2/2}.guide-live-rates__footer{flex-direction:column;align-items:flex-start;gap:14px}.guide-rate-balance__header{flex-direction:column;align-items:flex-start}.guide-rate-balance__input{width:100%}.guide-rate-balance__columns{display:none}.guide-rate-balance__row{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:20px 24px;padding:24px 0}.guide-rate-balance__category,.guide-rate-balance__account{grid-column:1/-1}.guide-rate-balance__row>div{gap:7px;display:grid}.guide-rate-balance__difference{text-align:left}.guide-rate-balance__mobile-label{color:var(--color-text-muted);text-transform:uppercase;font-size:10px;font-weight:700;line-height:1.3;display:block}.guide-rate-balance__account a{max-width:100%}.guide-rate-balance__rate,.guide-rate-balance__interest{font-size:22px}.guide-rate-balance__interest{font-size:20px}.guide-takeaways li{font-size:15px}.guide-further-reading{padding-block:42px 48px}.guide-further-reading__heading h2,.guide-further-reading__groups h2{font-size:26px}.guide-related-articles{grid-template-columns:1fr;gap:16px}.guides-index__overview{flex-direction:column;align-items:flex-start;gap:18px}.guides-index__roadmap{margin-top:48px}.guides-index__roadmap-heading{flex-direction:column;align-items:flex-start;gap:18px}.guides-index__roadmap-list{grid-template-columns:1fr}.guides-index__category{margin-top:52px}.guides-index__category-heading h2{font-size:27px}.guides-index__grid{grid-template-columns:1fr}.guides-index__card-content>strong{width:100%;max-width:100%}.guides-index__mobile-title-suffix{display:none}}@media (max-width:420px){.guide-balance-layers-chart{padding-inline:10px}.guide-balance-layers-chart__explanation{margin-inline:-10px;padding-inline:14px}.guide-bank-protection,.guide-isa-tax-comparison,.guide-inflation-comparison,.guide-fixed-term-tax__chart-container,.guide-fixed-term-tax__table-container{padding-inline:10px}.guide-bank-protection__takeaway,.guide-isa-tax-comparison__takeaway,.guide-inflation-comparison__takeaway,.guide-fixed-term-tax__takeaway{margin-inline:-10px;padding-inline:14px}.guide-fixed-term-tax figcaption{padding-inline:4px}.guide-balance-layers-chart__desktop{display:none!important}.guide-balance-layers-chart__mobile{display:block!important}.guide-value-table th,.guide-value-table td{padding-inline:12px}.guide-calculator__controls,.guide-calculator__section{padding:22px}.guide-flexible-isa-calculator>.guide-calculator__controls{padding:0}.guide-flexible-isa-calculator__controls-body,.guide-calculator__output-part{padding:22px}}