How does this investment calculator work?

It calculates future value based on your initial balance, regular contributions, time period, and expected growth rate using compound interest.

Can I use this calculator for retirement planning?

Yes. It’s useful for retirement or any other long-term goal where regular saving and investment growth are involved.

Yes. All Optiml tools are completely free to use, with no account required.

Inputs

Current balance:

Start date:

Time period, years:

Regular contribution:

START REGULAR PAYMENT ON MONTH:

CONTRIBUTION FREQUENCY:

Growth rate: