Inputs
Enter your essential costs and the circumstances that affect how much financial cover you may need.
Monthly expenditure
Income security
Income variability is how much your earnings change or how predictable they are from month to month. Less predictable earnings can make a larger emergency buffer more useful.
Household
Choose dual income when two dependable incomes contribute to the household, or single income when the household relies on one.
Financial resilience
Insurance and reliable financial support may reduce how much cash you need to hold yourself.