Learn · Saving

Saving guides and calculators

Build savings, understand accounts and plan for your goals.

Everything in saving

50 resources
CalculatorAER to Gross Rate Calculator

Convert Annual Equivalent Rate to gross interest rate.

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CalculatorCar Budget Calculator

Work out your car purchase options and savings plans.

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GuideCompound interest

See how interest earns interest and why time changes the result.

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CalculatorCompound Interest Calculator

Work out savings growth with compounding.

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CalculatorEmergency fund savings calculator

Set an emergency-fund target and estimate how long your savings plan could take to reach it.

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CalculatorEmergency fund size calculator

Estimate a suitable emergency-fund size from your essential costs, income security and household circumstances.

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GuideEmergency funds

Work out how much to keep, where to hold it and when to use it.

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GuideFixed-term accounts

When locking in your money at a fixed rate makes sense.

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GuideFSCS

Beginner's guide to the Financial Services Compensation Scheme.

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CalculatorFSCS Protection Calculator

Check if your savings are covered under the FSCS limit.

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GuideGross interest and AER

Understand gross interest, AER and how compounding changes the rate.

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CalculatorGross Rate To AER Calculator

Convert gross interest rate to Annual Equivalent Rate.

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CalculatorHoliday Savings Planner

Plan your holiday and how much to save each month.

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GuideHow to save for a car

Step-by-step guide to saving for your next car.

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GuideHow to save for a house

Practical steps and strategies to build your home deposit.

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GuideHow to save for a wedding

Step-by-step guide to saving for a wedding.

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GuideLifetime ISAs

What are Lifetime ISAs? Are they right for me?

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CalculatorLISA Benefit Calculator

Project Lifetime ISA growth with flexible inputs.

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CalculatorMax Interest calculator

Compare independently optimised savings mixes for maximum gross interest and instant or easy access.

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CalculatorNotice account withdrawal calculator

Estimate the interest that could be lost when withdrawing before serving a notice account's full notice period.

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GuideNotice accounts

When notice accounts are the right fit for your savings.

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CalculatorPenalty Interest Calculator

Estimate penalty interest for early access or withdrawal.

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GuidePremium Bonds

In-depth guide to Premium Bonds.

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CalculatorPremium Bonds Calculator

Estimate your average premium bonds returns.

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CalculatorPremium Bonds Odds Calculator

Work out your chances of winning Premium Bonds.

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CalculatorReal Interest Rate Calculator

Find the true return after inflation.

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CalculatorRequired Rate of Return Calculator

Find the return needed to reach your savings goal.

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GuideRound-ups

How spare-change round-ups work and where they fit in a savings plan.

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CalculatorRule of 72 Calculator

Estimate how long it takes for money to double.

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GuideSave or invest

When cash gives enough safety and when investing could make sense.

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CalculatorSave or Invest Calculator

Compare saving versus investing side by side.

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GuideSave v mortgage

Understand the options to decide what's best for you.

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GuideSaving 101

Building solid foundations: the ultimate guide to saving.

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GuideSaving for a goal

Set a target, choose a deadline and calculate the monthly amount needed.

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GuideSaving for a holiday

Step-by-step guide to saving a dream holiday.

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GuideSavings accounts

An in-depth guide to savings account types, rates, access, tax and protection.

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GuideSavings bonds

Beginner's guide to savings bonds.

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CalculatorSavings goal calculator

Calculate the monthly amount needed to reach a savings goal by a chosen deadline.

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CalculatorSavings Growth Calculator

Project savings growth over time.

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CalculatorSavings Time To Target Calculator

Time to reach your savings target amount.

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GuideShort-term cash

Guide to short-term cash and how to manage it.

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CalculatorShort-term cash planner

Work out how much cash to keep accessible and whether your savings plan can fund each goal by its deadline.

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CalculatorSimple Interest Calculator

Work out interest on savings without compounding.

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CalculatorSimple vs Compound Interest Calculator

Difference between simple and compound interest.

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CalculatorTime to Double Savings Calculator

Time to double your savings at a given interest rate.

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GuideTime to savings target

How long will it take to reach your savings goal?

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CalculatorUltimate Savings Calculator

Calculate values, time, contributons and rates.

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CalculatorWedding Savings Calculator

Enter your costs and we'll build a monthly savings plan.

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GuideWhat is a Cash ISA?

How wrappers work and the value of keeping your savings in one.

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GuideWhat is a Junior ISA?

Save or invest tax-free for a child's future.

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