Tools to support yoursavings decisions
Rates are only part of the story. Your tax position, goals, timeframe and access needs all matter, alongside market outlook and account terms.
Rate outlook
RisingA smarter way to save
OPTIML brings live savings data, independent research and alerts together, so you can make confident decisions without constantly checking the market.
Find out more about OPTIMLBuilt for every kind of saver
Explore savings accounts for buying a home, building an emergency fund, planning a major purchase and saving for the future.
Buying your first homeLISAs and savings for your deposit.
Building an emergency fundAccessible savings for the unexpected.
Planning a major purchaseMatch your account to your timeframe.
Saving for your familyAccounts for children and family goals.
Preparing for later lifeCash options for the years ahead.Every provider, not a shortlist
We aim to include every savings provider across the market. Currently, we have over 1,400 products live on our platform.
Live monitoring
Tell us what is worth moving for
Set the condition once. OPTIML will watch the savings market and email you when it happens.
Help & support
Frequently asked questions
Optiml brings savings rates, product research, market context and monitoring together so you can make clearer savings decisions in one place.
MaxInterest™ finds the combination of eligible savings accounts that could earn the most interest for your chosen balance and access needs.
OptimlRate™ looks beyond the headline rate by factoring tax and allowances into your savings decisions, helping you compare what you could keep after tax.
Yes. Providers never pay to come first. Every savings product is assessed using the same data and criteria, so rankings reflect the product—not commercial relationships.
We aim to include every savings provider across the market, from major banks to building societies and specialist savings providers. Coverage continues to expand as products change.
Rates are checked daily so comparisons use current, consistent information. Product terms and availability can still change, so always confirm the details with the provider before applying.
Choose the rate, extra earnings or account change that would make it worth taking action. Optiml monitors the market and emails you when your chosen condition is met.