OPTIML
OPTIML Score™
How OPTIML brings product rates, terms, access, and market context into one clear assessment.
What the score considers
The published assessment considers relevant product terms, access, balances, rates, and wider market context. It is designed to explain a product consistently rather than make a personal recommendation.
How to use it
Use the score alongside the full product terms, eligibility rules, tax position, and deposit-protection information before making a decision.